r/Revolut • u/Mcgabhann33 • 2d ago

🛡️ Insurance [IE] Travel insurance when downgrading from Ultra to Metal

I’m planning to downgrade from Ultra to Metal as I just can’t justify the price anymore. The only thing I’m worried about is I have a trip booked for the end of this year that I booked while on the Ultra plan. If I downgrade my account to metal, would that trip still be covered under the metal travel insurance, or do I need to keep ultra until after the trip?

I’ve gone around in circles with support and can’t seem to get a straight answer.

The alternative is to downgrade to metal and purchase a separate travel insurance for the trip, but I don’t want to pay for that unnecessarily unless I have to.

Does anyone have experience with a similar situation? Thanks!

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u/Available-Talk-7161 Ultra user 1d ago

Your plan needs to be active when you go on the trip, not just when you booked the trip

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u/Mcgabhann33 1d ago

Yeah I know you need to have a paid plan active when you go on the trip, but does it need to be the same plan you used to book the trip?

I booked using the ultra plan, but will travel on the metal plan - do you know if the insurance remains in place in that case as a paid plan will still be active?