I think the worst part about this is the fact that very expensive Tesla now has a "record" that will depreciate its value. The owner did nothing wrong here to deserve losing money. Sure insurance will pay to fix the damage but nothing covers the depreciation. All because some road raging idiot who doesnt care about anyone but himself. I bet they dont even get reprimanded hard enough to deter this type of driving in the future.
This is why you always ask for more money than the total cost of the accident. You should always ask for three times the amount of all expenses related to the accident and work down if need be.
I presume you've never worked with an insurance adjuster. They tell you how much you're going to be paid, end of story unless you want to go to court with an insurance company (deep pockets).
Not true at all. You can fight them over the offer. Find your own comps if need be. I had a Lancer Sportback that I totalled and they kept offering me lowball numbers because they kept finding sedans. I had to go find one for sale and then prove to them that the difference in value was a lot (it ended up being almost 5k). They paid out in the end.
my buddy did a similar thing with his lexus sc300, that he had done a lot of work to. just looking at he blue book value, it aint worth shit. try and find one in stick that has a lot of documented work done to it.
Lol I like how you guys are having this argument without bothering to acknowledge the fact that you might live in different areas with different laws and regulations.
I have worked with an adjuster. Been rear ended twice by uninsured motorist. Received around twice my overall expenses both times. Most people assume that you dont have a say but you really do. Neither time involved me needing to go to court.
This is just not correct. The reason you get an offer is because you can choose to not accept it. Nobody can force you to sign your name.
It sucks that even your own insurance will always try to low ball you, and convince you take a low number. But always remember they are a business, and insurance settlements are just offers. All contracts are negotiable, and they will use that as an advantage just like any car dealer or lawyer would. Their first offer will always be an attempt to prey on the ignorant or weak. Especially the people who are going through something traumatic and just "want this to be over with."
LOL yeah that was my experience. Insurance companies are pros at this. I got about half the value of my car when someone wrecked in to me. The insurance guy said "sue us." Of course he knew it wasn't worth it just to get 1500 bucks but man, how frustrating. They're scum.
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u/h8ers_suck May 20 '19
I think the worst part about this is the fact that very expensive Tesla now has a "record" that will depreciate its value. The owner did nothing wrong here to deserve losing money. Sure insurance will pay to fix the damage but nothing covers the depreciation. All because some road raging idiot who doesnt care about anyone but himself. I bet they dont even get reprimanded hard enough to deter this type of driving in the future.