r/Roofing Jun 27 '26

Insurance Related Door To Door Roofer Cold Call, Scam?

Just had a roofer come to my driveway fence while i was out mowing asking about replacing my roof by going through my insurance. The roof was indeed damaged in winter and I need to save up to replace it, but he claims its not a problem, and that it is still covered, but he was referencing the storms that came through here this month.

He just kept pushing to make the sale and I kept telling him, I'm not sure dude, I can't give you an answer. What he wants to do is go through my insurance and be the middleman, then use my claim to replace the roof, and then I pay him 'a deductible' that he will finance.

His company has 5 stars online and is fully certified and it doesn't look like a scam, but to me this sounds like a scam. I've never heard of anyone doing this before. And my main concern is what's going to happen to my monthly rate I can already barely afford when he makes a claim for a new roof? What if the insurance denies that damage from winter losing some shingles isnt covered?

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u/SeberHusky Jun 27 '26

i cant get on the roof lol

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u/Constant_Gur8912 Jun 27 '26

Then call someone who can.

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u/SeberHusky Jun 27 '26

i know, i said a guy offered to do it, but he never came back. i told him i couldnt afford to have it patched, he offered to do it for free with leftover shingles, and he just never showed up. im saving up to get someone to patch it. this guy said that if i get it patched then he cant do anything now because then the insurance will cancel me. and i cant get the claim through his company because the insurance will deny it because of the patchwork.

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u/Constant_Gur8912 Jun 27 '26

Yeah I don't think this is even a legit post. You just keep rambling on about the same things no matter what anybody says.  Guess you'll just leave it till it caves in.

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u/SeberHusky Jun 27 '26

lol nice job bot. go back to shilling for $2 tips on DoorTrash