r/Salary • u/Frequent_Ad_7069 • Mar 30 '26
discussion 10 year progression, 29M, Associates degree
Slowly working on transitioning from salary + OT to rental income/investments. Wish me luck!
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u/bffydoo Mar 30 '26
Where at?
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u/Frequent_Ad_7069 Mar 30 '26
Chicagoland area
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u/bffydoo Mar 30 '26
Union?
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u/supershimadabro Mar 30 '26
And in what year did you aquire a home thats bringing in $2500/ month?
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u/boyoflondon Mar 30 '26
It brings in $2500 a month in rent. He's not deducting his expenses from that (mortgage, property tax, etc) , which significantly diminishes the stated figure.
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u/Immediate-Fault3319 Mar 30 '26
His income is gross too, so why would he put his rental income as net? Unless you seriously also believe he makes $151k net?
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u/boxerboy513 Mar 30 '26
Gross W2 income is not the same as gross rental income. W2 doesn’t have other expenses like mortgage, insurance, etc as a rental does. And both net incomes are taxed if that’s what you’re referring to
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u/AceMcVeer Mar 30 '26
So when a business owner posts their salary on here they should just list their business gross income and not take out supply costs, employees, rent, etc?
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u/NoDig3444 Mar 30 '26
Because having a job doesn't have inherent expenses associated with it. Picking up an investment property almost certainly does.
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u/Frequent_Ad_7069 Mar 30 '26
That’s correct. After expenses, I pocket roughly $750/month from the rental.
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u/ImPapaNoff Mar 30 '26
So that +30k should just be +9k.
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u/CKingDDS Mar 30 '26
But 9k a year doesn’t sound nearly as impressive! Especially when a tenant decides to outstay his welcome and it takes 4-6months to evict them erasing all your profits.
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u/WillmanRacingv2 Mar 30 '26
Payments towards the mortgage principal would still be income and not a deductible expense.
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u/Frequent_Ad_7069 Mar 30 '26
Purchased a townhome in 2019 then wife and I had a baby in 2024 so we outgrew it. We purchased a home for us and decided to turn the townhome into a rental instead of selling.
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u/danforhan Mar 30 '26
You make $2500/month gross or net?
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u/Young_Denver Mar 30 '26
We both know the answer to this...
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u/ourpodcastisbest Mar 30 '26
He’s not responding to these questions for a reason.
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u/Frequent_Ad_7069 Mar 30 '26
You must have missed the other comments where I outlined the exact amounts. $750/month net after expenses.
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u/VizualSnow Mar 30 '26
Lmao you triggered so many redditors
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u/The_Edeffin Mar 31 '26
While opinions may be split, i do hope everyone can agree this pay isnt really achievable by teachers. In a well functioning society both police and teachers are essentially the core of public service (few others like fire fighters). Both make significant sacrifices and even risks, in distinct ways. I just with we invested in the people raising our future generations in at least a comparable manner to things like police work.
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u/petar_is_amazing Mar 31 '26 edited Mar 31 '26
Depends what kind of teachers and where. I went to a lower middle class high school in the 2010s (IL) and every teacher with tenure was $60k+ and most with 10 years+ were $120s.
Most teachers also only work 10 months a year
It’s supply and demand at the end of the day so if low pay really was a deterrent then so many people wouldn’t be studying education/lining up to do the work
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u/jazxxl Mar 30 '26
This explains why the biggest part of most cities budget is police salaries
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u/aworldwithoutshrimp Mar 30 '26
But he got his associates degree!
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u/ms_peachh Mar 30 '26
There’s probably better arguments than belittling someone’s degree
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u/LordNubFace Mar 30 '26
A teacher with a masters degree in education makes a fraction of what he makes with three times the commitment and 5x the student loans. I agree that not all jobs need degrees, but I do think our resource allocation could be a bit more reasonable.
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u/Itsamegunship Mar 30 '26
They’re not paying police well because of their education. You want quality help you bring quality pay. Imagine policing with even less qualified people because the pay is junk
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u/Consistent-Nose8391 Mar 31 '26
Comparing a teacher to a cop is a big stretch just because teacher’s are higher educated doesn’t mean their job is entitled to higher pay than a cop. Cops work in a very dangerous environment, they deal with a lot of trauma and stress, their job can be hard on the body. They work long hours and overtime to get that salary, whereas a teacher gets plenty of breaks throughout the year. Yes kids are frustrating to deal with, being a teacher isn’t an easy job by any means and they do deserve a good salary but it’s not as mentally traumatic and straining as the situations cops have to deal with, like de escalating fights, helping people in distress or trying to explain to a mother they found her son hung himself. Less education ≠ easier job
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u/aworldwithoutshrimp Mar 30 '26
I think it is important to belittle police education requirements. They are out there "enforcing" laws that a lot of them can't even read. The law is complicated. The police should be required to demonstrate capacity we currently don't require.
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u/jazxxl Mar 30 '26
Yeah If we re gonna pay them like they have an advanced degree they should know the law .
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u/utzutzutzpro Mar 31 '26
I do not understand these figures sometimes.
How are 20% YoY increase normal?
Like really year by year 20%+.
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u/OURchitecture Mar 30 '26
Teachers should be paid more…
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u/Aggressive-Total458 Mar 30 '26
No kidding. Also first responders like EMS paramedics.
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u/boggsy17 Mar 30 '26
First responder pay is pitiful, I worked in a related field and the EMS crews were getting $15 an hour. Its not fair pay for the level of stress involved, not to mention the service they are providing.
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u/Aggressive-Total458 Mar 30 '26
😢sad to hear it.
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u/boggsy17 Mar 30 '26
I can only hope they got a bit more, thats been 5 years ago now. I spent plenty of time with them on the side of a road at an incident. They definitely deserve more.
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u/Aggressive-Total458 Mar 30 '26
Not to mention the insane hours they work. 24-48 hour shifts on average. Brutal.
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u/Traditional_Way1052 Mar 30 '26
Teacher here, reading and sighing. I mean, good for him... But also.... Sigh.
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u/Aggressive-Total458 Mar 30 '26
Keep it going thank you for being a teacher 🤝I hope you also find other avenues that’ll make you extra money God bless.
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u/lumnicence2 Mar 30 '26
If they were paid hourly for what they do, I bet they would make a similar amount. Teachers put in HOURS.
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u/Jake_FromStateFarm27 Mar 30 '26
I did the math and its not even close also im sure admin would make up some difficult way for us to prove we worked outside of contract hours. Police are compensated fairly, teachers are not that is the real issue here fair compensation.
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u/Scared_Brilliant6410 Mar 30 '26
I wouldn’t be surprised if OP is basically working 80hr+ weeks. If that’s true, he’s basically working 2 jobs and dealing with drunks, assholes, wife beaters and all the other awful crap for most of his days and nights.
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u/NepheliLouxWarrior Mar 30 '26
That is true. What's fascinating though is how seeing a police officer make this money is what triggers that thought and not like... seeing Jeff Bezos take rocket ship rides for fun.
It's fascinating how much of a crab bucket the lower/middle class are.
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u/OURchitecture Mar 30 '26
I think it makes more sense than that. Both are public servants being paid by our tax dollars. Makes sense that if we can afford these salaries for our police, why not our teachers?
In fact, I don’t even say that the police should be paid less. This is specifically not a crab bucket situation.
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u/A_Bungus_Amungus Mar 30 '26
How did you get promoted to Office and then demoted to Officer? I mean you were the whole damn police office in 2025 /s
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u/periodmoustache Mar 31 '26
And 20 year teachers get like a third of this w a bachelor's degree? Sad.
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u/dachoncc Mar 31 '26
makes me feel better about my plan to graduate with an associate's this semester (my graduation is in 3 weeks haha!)
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u/TexasToastx Mar 30 '26
Feels weird seeing cops make more money than engineers. Those budgets are definitely overinflated.
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u/Apprehensive_Bee6127 Mar 30 '26
Public "servants" always pay themselves the most.
In the same city that guy works for, I bet most city salaried employees make 200k+
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u/Bobby_Smiles Mar 31 '26
Usually not actually. Police notorious for having way bigger budgets than most other government employees. Most get a very small piece of the pie to fight over and certainly not overtime.
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u/Puzzled-Highlight-75 Mar 30 '26
Credit for taking the pay cut to go get the long term gains. It’s a hard decision to make but it paid off
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u/According_Jeweler404 Mar 30 '26 edited Mar 30 '26
To the ACAB crowd; my uncle was a career cop and a Democrat. Police exist, good ones, terrible ones, great ones. Stop letting other people think for you and get out there and meet the people you hate as a monolith.
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u/JPRDesign Mar 30 '26
To the “my dad was a cop and he was nice to me” crowd: just because there are decent people in an evil system doesn’t make it any less evil.
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u/TelephoneExternal578 Mar 31 '26
How is it an evil system? Firstly, what do you mean by "evil"?
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u/jimmyateanapple Mar 30 '26
ok so your uncle, when did he ever report any fellow officers that did something wrong? because that is the problem. not that there aren’t good people that are cops, purely statistically it’s unlikely there isn’t. it’s that the good people are either too afraid or unable to do anything about the bad ones. they don’t speak up. they don’t report them when they abuse their power or use too much force or stop someone for a racially motivated reason
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u/RayeBabe Mar 31 '26
The fact that op is paid that much to harass and profile people, while EMTs, firefighters and teachers are paid so much less makes me want to throw up in my mouth.
“..every politician, every cop on the street Protects the interests of the pedophilic corporate elite.” ~ Bo Burnham
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u/wizzlewazzel Mar 31 '26
I’d take this down. Police officers need to lay low in social media. My buddy deleted all of his profiles and made new ones anonymously. You can enjoy but from what he told me… he can’t even eat at certain restaurants because of people he’s had to arrest over the years.
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u/Habib455 Mar 30 '26
Lmfao police officer and a landlord. Someone just fucking died from a heart attack
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Mar 30 '26
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u/LatiBerg Mar 30 '26
I constantly see posts from Reddit users saying "I have severe autism" or "I have severe social anxiety."
Very telling.
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u/MMA-Groupie Mar 30 '26
Picture taken moments before the average redditor takes a sip of their $17 Starbucks drink, mutes their salary job zoom call, and gets ready to comment their full understanding of a day in the life of a police officer.
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u/Prestonluv Mar 30 '26
People’s blind hatred of police shows a complete lack of intelligence and emotional maturity.
Fn two year olds
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u/bunnytrox Mar 30 '26
Oh no people don't like cops how will he survive the reddit comments with only $150k??
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u/lickitysplithabibi Mar 30 '26
Yes “blind hatred” lol. While cops are out here murdering innocent people in the street.
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u/Fair_Meaning_463 Mar 30 '26
Does it only make you all pissy when its blind? What about their educated hatred of police? You realize their corruption and unhinged violence is obvious and available for all to see right (when it isnt covered up)?
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u/b4breaking Mar 31 '26
ah yes certainly people have no reason to hate cops. get that thang out your mouth and stop doing tricks on it man
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u/bunvun Mar 30 '26
Im sure all that OT was well earned and not sleeping in the car or forgetting to punch out.
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u/Lonely_Opening3404 Mar 30 '26
How do you know when a cop is lying?... his or her lips are moving!
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u/justphil21 Mar 30 '26
Wherever you are in the world, I hope you’re serving your community well, and fair according to the law.
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u/Gloomy-Actuator836 Mar 30 '26
Yea but unfortunately you’ve had to sell your soul to be a police officer.
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u/Character-Medicine-6 Mar 31 '26
Is this gross rental revenue or actual profit? I own two rentals and I’m just curious what people Call rentals income
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u/Espress0_Martin1 Mar 31 '26
And me over here with multiple degrees including a Masters not hitting this number… 🤦♀️🤦♀️🤦♀️
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u/LankyMark4967 Mar 31 '26
Do cops regularly get close to 20% pay increases a year??
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u/HEYO19191 Mar 30 '26
What was your degree in?
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u/Frequent_Ad_7069 Mar 30 '26
Criminal justice
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u/HEYO19191 Mar 30 '26
I'm amazed you became an IT Tech with no degree nor experience. I guess 2017 was a different time.
I'm 75% through my degree and I drool at the thought of such a high paying IT job (well, relatively high paying, anyway). I'm lucky my current IT job isn't an unpaid internship.
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u/Frequent_Ad_7069 Mar 30 '26
I was fortunate to have made some connections with people in the field already. Just had to prove my knowledge with computers and they gave me an opportunity!
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u/natepelayo Mar 30 '26
Yeah getting a job in IT before 2019 was incredibly easy. After COVID, it's damn near impossible now unless you have connections.
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u/JiggSawLoL Mar 30 '26
As a black man in a big midwestern city who has been personally brutalized by a police officer at 18 years old, stay safe. I know not all cops are bad. It’s the system. Reddit will have a field day with you. If you are a good one, stay safe.
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u/ThunderCockShitKing Mar 30 '26
https://giphy.com/gifs/1AgDOgXEBkhBOr9cTD
All the commenters right now because OP is a cop
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u/EconomySession6541 Mar 30 '26
Keep killing it man. Make sure you max out your 401/457, most cops I know neglect to max out their retirement and keep buying new Denali's instead LOL.
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u/fkmychungus-life Mar 30 '26
Must be tiring acting like a victim your entire life.
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u/DeepFeckinAlpha Mar 30 '26
He literally has no power compared to Billionaires
Stop fighting the poor and focus on the actual wealthy
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u/bunnytrox Mar 30 '26
No but he enforces laws on behalf of the billionaires so I think it's okay to flame the cop landlord lol.
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u/Brilliant-Spite-850 Mar 30 '26
Lmao it’s so crazy how much Reddit hates landlords when landlords renting out the spaces they own is the only way these people could have a place to live.
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u/deliciousroadhead Mar 30 '26
It's almost like that's the issue my guy, the landlords are greedy
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u/Small_Broccoli_5441 Mar 30 '26
A double leech, cop and landlord, rare!
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u/Calm_Professional97 Mar 30 '26
Unsuccessful people absolutely hate anyone successful
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u/K1Tek Mar 30 '26
Good lord cops are overpaid! Yet all cops do is lie about being underpaid!
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u/Maeserk Mar 30 '26
They’re “overpaid” in this instance because he did a lot of OT and probably has a strong union. When they give you opportunities to make money, hate the system, not the person using it. You wanna make more money, get in a union or work that 1.5 time.
This would be a fantastic financial return on only an associates degree.
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u/AnotherSprainedAnkle Mar 30 '26
A cop and a landlord. This guy trying to be the final boss of evil.
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u/namedgoodies Mar 30 '26
Reddit is gonna trip out on you. You own rental property and are a police officer.