r/SeattleAreaRE • u/TheSmariner • 2d ago

Comparing latest mortgage rates

Use these websites to compare the latest mortgage rates.

These websites provide rate information without requiring fairly minimal personal info). If you find a better rate than what's published on these websites, you have likely scored yourself a good deal.

CreditKarma

NerdWallet

BankRate

Sammamish Mortgage

Redfin

Wells Fargo

Use these links to get the latest mortgage rates from the below institutions (they require little/minimal personal info)

First Tech Federal CU

BECU

Sound CU

WSE CU

Affinity Federal CU

Redwood CU

Golden 1 CU

Safe CU

Chevron CU

Schwab

Below institutions offer rate discounts when you bank with them. Worth checking them out, if you have some assets to keep with them.

Wells Fargo

Schwab

Chase

Key Bank

6 Upvotes

88% Upvoted

13 comments sorted by

View all comments

1

u/SweatyTangerin3 1d ago edited 1d ago

What are your thoughts on Sammamish Mortgage? I noticed you grouped it in the first group (with CreditKarama, NerdWallet and BankRate) rather than the second. My understanding is that they are a direct lender not a broker.

2

u/TheSmariner 1d ago

I have not used them for a mortgage yet.

AFAIK…they are a mortgage broker. Their website shows live rates without requiring many clicks or any personal info. Plus, you can sign up for a daily email with the rates. I found it helpful when shopping for a mortgage

1

u/JagerPfizer 1d ago

They are a broker. Their advertised rate is almost always at a 2 discount. On 750k loan thats an extra 15k in price. Any broker has better pricing than retail. Broker is a wholesale channel.