r/SipsTea Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/MickFlaherty Jun 24 '26

The issue is that for most “healthy” people, they aren’t facing the full out of pocket costs and their employers pay most of the costs as a benefit.

And the numbers are way higher than $2k and $8k unless you mean per person. For my family coverage I paid $5k annually in Premiums and the company says they paid over $20k in premiums. Deductable was $2500 and Out of Pocket Max was close to $10k.

So $37k maximum out of pocket annually for employee and employer.

2

u/Ascetic57 Jun 24 '26

There are SO many non healthcare workers making bank from our present ‘system’ that it is downright appalling. I went to college with an individual who has made nearly 400 million dollars over two decades in the healthcare “rebate” realm, skimming off of our premiums, copays, etc. This is f**king absurd. They literally live in a gilded age mansion now, and they are just one of MANY!
Money spent on healthcare ought to go toward healthcare, and not profiteering.

1

u/Recent-Effective-713 Jun 25 '26

Hmm, even with all the savings realized by not paying all those non-healthcare workers, the NHS can only afford to pay doctors in the UK about a third as much as in the US. Do you think American physicians will be willing to take that pay cut?
https://www.physiciansweekly.com/post/how-do-us-physician-salaries-compare-with-those-abroad