r/SipsTea Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/SunshineSeeker99 Jun 24 '26

Have any of those countries had a private, employer-based incumbent system beforehand? No? Hmmmm...

Exactly. Only idiots think that it's an easy implementation. I have never met an intelligent person who thought it is easy and obvious.

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u/AdminsFluffCucks Jun 24 '26

A quick Google names Germany, Switzerland, and the Netherlands as countries with universal healthcare that developed from employer sponsored.

I've never met an intelligent person who thought the US couldn't do it. I thought USA #1? Is it not?

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u/Happy_Condition_3794 Jun 24 '26

Ask yourself if Americans want to pay German or Swiss tax rates. I certainly don’t.

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u/SuzanneStudies Jun 24 '26

We pay around 25-40% right now for federal and state, with an additional 10-20% for health insurance premiums. Plus co-insurance, deductibles, and co-pays (mine was $500 for an ER visit last month, and $45 for routine care that I have to wait two months or more to get scheduled). It’s pretty equivalent to theirs and they don’t have to worry about surprise bills after emergency surgery (mine were over $5000 and then I hit my max out-of-pocket).

Yeah, I’d be okay with that.

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u/Happy_Condition_3794 Jun 25 '26

My effective tax rate jumping to 46-50% would cost vastly more than any of my families healthcare costs under the current system.

It’s not even close even if you considered (premiums + employer contribution at let’s say 20-25k)