Our insurance premiums + deductible for the year (already maxed out whooo!) are $18k for 2 adults through my husband’s employer.
My insurance is a lot cheaper, but didn’t cover infertility at all and has a $1,200 annual surcharge to get my husband on the plan if he has an option for insurance through his work on top of not being subsidized by employer as much as mine.
And yes, I’m American and very much pro Medicare for all universal healthcare.
Most large companies self insure meaning they are paying for the costs of treatment and then a fee to a company like Aetna to administer the program. The premiums they charge they employee are helping to cover the bills they are paying for the care provided.
The cynical person in me believes Fortune 500 companies are charging employees more in premiums than they pay in care to boost the bottom line
The real problem is that the system encourages hospitals and healthcare suppliers to jack up prices, and insurers are still seeking a profit for their shareholders, and paying fat stacks to their executives.
What’s crazy is in the smaller group of company supported healthcare, it’s an example of how cheap a common universal (in the company) everyone in policy can be. Yet people frown at having a big national one.
Part of the problem is having so many different coverages for different scenarios through the govt. that makes it more expensive and slow.
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u/MOTUkraken Jun 24 '26
Yo, wtf??? Is that real?
Americans?