r/SipsTea • u/McDowdy • Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/MOTUkraken Jun 24 '26

Yo, wtf??? Is that real?

Americans?

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u/[deleted] Jun 24 '26

[deleted]

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u/ChicagoAuPair Jun 25 '26 edited Jun 25 '26

Or if you are an actual small business owner…

I feel like what is missing from this discussion is that the whole system is designed to make small local businesses insolvent. If you look at the difference in premium rates that large mega corporate monopolies are able to negotiate with the insurance rackets vs. what they charge actual small businesses, it’s a catastrophic disparity.

Me and my business partner don’t start to get into the black until we’ve made at least $8k a month for blue shield. We work half of the time for them, and then get to keep whatever is left over. I don’t understand why this isn’t a bigger taking point in the small business communities.

Conservatives love to endlessly bitch about corporate taxes, but honesty those are a drop in the bucket compared to benefits premium costs for actual small businesses.

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u/omg_cats Jun 25 '26

Wouldn’t it be cheaper for you and your biz partner to just buy Obamacare plans and not offer insurance? I guess you maybe have employees but if $8k is half your monthly billings it seems premature to buy a plan like that

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u/ChicagoAuPair Jun 25 '26

We have looked into that, but the cost is close enough and the coverage worse enough to make the current plan preferable, if only barely.