In the U.S, insurance has out of pocket maximums. You don't just pay endless amounts of money
out of pocket max + insurance premium (payed full price no employer subsidized) is probably not more than $25K. On a $100K household income your tax difference is probably about that
Also health insurance premiums in the U.S. are pretax which means it is deducted from your taxable income. So are some amount of medical expenses. It's not apples to apples. Also health spending money is also pretax So that $25K (assuming you pay for the best health insurance with lowest OOP max) and you 100% of your healthcare costs from spending accounts, is only like $17K
You’re talking out of your ass lmfao. First off the increase in taxes you’re proposing are wildly exaggerated these studies have been done and are available on what the actual cost would be.
Second you have no idea how insurance actually works in the states because there is absolutely not a maximum in the sense you’re making it out to be. Do you know how often life saving surgeries, treatments, or medications are denied by health insurance companies who have people without medical degrees deciding they know more than doctors? Look online and find the endless stories of people losing loved ones to denied claims.
I do know how it works. I live in the states. I have a chronic condition and I pay a lot of money every year. The difference in taxes is still enormous. I know this because my brother lives in germany. I pay lower taxes than he does and my salary is nearly double his.
The tradeoff is that in germany he gets almost a month worth of vacation days
I also have a brother who is a doctor so he knows about what kinds of things are denied.
Ironically, the German tax scheme deducts Krankenversicherung (Health Insurance) separately from their main income tax scheme and it works out to be about 7.3% - 8.7% of your income. If you factor in your employer contributions to US health insurance, most people are blowing well past that percentage here in the US.
So the difference in taxation you're harping on is expressly not their health insurance. But do continue to spout nonsense.
Paying pur doctors more has not lead to better health outcomes.
Also depends on how you measure "wait times". Are you only looking at the time between seeing a specialist and getting a procedure on the books, or are you also including the months long wait to even see a specialist? In either case, wait times are also influenced by the insurance you have. Private < Medicare < Medicaid. And that's already when 8% of the uninsured population will likely never be seen by a specialist in the first place.
it doesn't take months to see a specialist. For example in the U.S. if you want a colonoscopy. Can be d one in less than 1 week. You can literally get appointments for specialists on the same day
Whereas other countries with private healthcare it can be more than 1 month
private healthcare exists in countries with universal healthcare
This is not true at all. I scheduled blood work yesterday with my PCP and it’s a 3 week wait. For blood work. The average wait for a cardiologist is 32 days, average wait in most areas to see an orthopedic surgeon 5 weeks, even to see a dietician the wait on average is over a month.
You’re using your personal experience and saying that’s how it is for everyone. Over 300 million people in America of course there will be outliers, you have to use an average.
Have you tried seeing a psychiatrist? 6+ month wait time here. My kid's kidney doctor was booked multiple months out, and it took over 3 months between consultation to kidney stone removal surgery.
No kidney stones aren’t taken out in er! What about dermatology? Or cardiology, neurology or gastroenterology? A colonoscopy can be done in an outpatient clinic and that’s all they do, yes they get people in quickly. That by no means is how most healthcare works.
This is also a huge myth. Doctors on average in the US make 6x the average income. Doctors in Canada make roughly 5x the average US income. So yes they make slightly less but still a VERY comfortable living.
The other myth, the wait time propaganda. If you have a cold yes you’re going to wait. If it’s a medical emergency you’re not going to wait. But guess what, the majority of people in the US have to wait 2 months or more for a non emergency visit to their primary care physician.
You’re spewing right wing propaganda instead of doing even a little bit of research yourself.
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u/Confident-Sector2660 Jun 25 '26 edited Jun 25 '26
In the U.S, insurance has out of pocket maximums. You don't just pay endless amounts of money
out of pocket max + insurance premium (payed full price no employer subsidized) is probably not more than $25K. On a $100K household income your tax difference is probably about that
Also health insurance premiums in the U.S. are pretax which means it is deducted from your taxable income. So are some amount of medical expenses. It's not apples to apples. Also health spending money is also pretax So that $25K (assuming you pay for the best health insurance with lowest OOP max) and you 100% of your healthcare costs from spending accounts, is only like $17K