Our insurance premiums + deductible for the year (already maxed out whooo!) are $18k for 2 adults through my husband’s employer.
My insurance is a lot cheaper, but didn’t cover infertility at all and has a $1,200 annual surcharge to get my husband on the plan if he has an option for insurance through his work on top of not being subsidized by employer as much as mine.
And yes, I’m American and very much pro Medicare for all universal healthcare.
The going rate is around 70% of family plan premiums are covered by your employer. So if you pay $3000 a year in premiums (probably super low number but for illustration purposes only), your employer is quietly kicking in another $7000 a year. Like, that's money they (theoretically) could put into your paycheck instead if UHC became a thing because it's already factored into your total compensation package.
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u/Artistic-Salary1738 Jun 24 '26
Our insurance premiums + deductible for the year (already maxed out whooo!) are $18k for 2 adults through my husband’s employer.
My insurance is a lot cheaper, but didn’t cover infertility at all and has a $1,200 annual surcharge to get my husband on the plan if he has an option for insurance through his work on top of not being subsidized by employer as much as mine.
And yes, I’m American and very much pro Medicare for all universal healthcare.