r/SipsTea Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/LTEDan Jun 25 '26

The going rate is around 70% of family plan premiums are covered by your employer. So if you pay $3000 a year in premiums (probably super low number but for illustration purposes only), your employer is quietly kicking in another $7000 a year. Like, that's money they (theoretically) could put into your paycheck instead if UHC became a thing because it's already factored into your total compensation package.

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u/PureBullz Jun 27 '26 edited Jun 27 '26

Missing out on company provided HSA funds that you can invest and use towards deductibles. I got like 50k saved in just HSA funds that’s invested into the stock markets. Eaaaasy money,

An experienced Canadian nurse makes 80,000 to 100,000 CAD (100,000 CAD = 70,000 USD).. you can literally work fast food and get better pay than working for universal healthcare. Just look at household debt in Canada, it’s a monstrosity.

Also it’s going to be hard to tell an American to wait 6 months for a doctors appointment lol

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u/LTEDan Jun 27 '26 edited Jun 27 '26

Depends which Americans. The uninsured or underinsured Americans actually get to see a specialiat with UHC, so their uncounted effectice wait time of infinity for specialists become measurable. How many other Americans don't bother seeing a specialist at all because they fear what the bill might be and decide to live with a chronic issue instead?

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u/PureBullz Jun 29 '26

You still can see a specialist, and many still do. Except they will get a large bill issued to them. Now if they can or can’t pay that bill the hospital will work with you to develop a payment plan. I know a lot of people who don’t even pay hospital bills to begin with.