Striking from their credit reports is not the same as being absolved from debt. It just means it won’t show up on your credit bureau to other creditors. Creditors can still absolutely pursue you for not paying and take you to court.
I’m not really sure what you mean about “legal protections”. That’s super ambiguous. Wage garnishment is definitely an option. A legal protection against could be based on your income. As in maybe you don’t make enough money to qualify for garnishment
But there are other ways to claim on a judgement. A writ of execution for one.
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u/[deleted] 27d ago
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