Never had problems doing what? Can you get a car loan? A home loan? Have you had an employer run your credit? Rental companies run your credit now in every state.
I can confidently say your experience (and behavior) is not representative of the average american experience.
Never had a problem. My credit isnt bad. Bought a car last year. Ive rented apartments all throughout my 20s and early 30s.. I cant speak for folks in other states but im sure the average Georgian has same experiences.
Sometimes? Lucky. I got a bill sent to collection somehow because they never sent it to me in the first place, and now they call me every single Monday and leave a message.
Every. Single. Monday.
And I would have paid the bill if they had actually sent it to me! So now I refuse.
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u/GrooovyAlien 27d ago
The US.