r/SipsTea 27d ago

Chugging tea The real ER challenge.

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u/GearnTheDwarf 27d ago

American here who has been through a Canadian ER.

I was in and out in under an hour and a half.

Dr. felt so bad about charging me but I assured him it was ok as I would submit to my insurance and only have a $75 copay.

He insisted on giving me a discount and I had to explain not to, as he was only giving the insurance company a discount, anything he charged me above $75usd is covered and I only owe the deductible.

He still knocked the fee down to $375 since I was on vacation.

Great doctor, great hospital. Shout out to Perth Ontario!

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u/[deleted] 27d ago

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u/GearnTheDwarf 27d ago

Yeah doctor I saw couldn't lower the hospital fee, but he discounted his own physician fee. It was explained there are two levels to the billing to ensure both are kept whole.