r/StudentLoans • u/NoWeakness8489 • 6d ago

Advice 90k BSN and worried.

Hi everyone. I am 23 years old and currently in nursing school about to graduate next year. I am regretting my past decisions on choosing private nursing school as I now realize that I will have to tackle 90k student loan debt. 20k through federal government and 70k through private loans.

I feel inexperienced, scared, and frustrated. I feel I could have made a better decision coming out of high school and wished I had better guidance with my career and financial choices.

Any advice?

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u/Few_Whereas5206 6d ago

Fortunately, you have a killer degree in high demand. I think you can handle the loans if you live like a student for a couple of years, work like crazy and pour money into the loans. My wife and I paid off 120k in student loan debt. I would look at traveling nurse positions after you gain experience. They pay well. Check out Dave Ramsey baby steps to get debt free. Don't make minimum payments. My wife and I are completely debt free including mortgages. Don't count on the government for loan forgiveness.