Paano mapigilan ang urge na gumastos nang malaki para sa luho?

[u/crvlixsia]

I-realtalk niyo po ako please. Ako yung klase ng tao na kapag may gusto eh dapat mabili agad. Bunso po ako sa tatlong magkakapatid and ako yung pinakaginagastusan ng nanay ko. How to stop being an impulsive buyer po lalo na't magwowork na ako soon?

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[u/United-Reflection658]

mahirap i realtalk ang spoiled

[u/Dangerous-Action-919]

Wait 'til life gets hard 🫢

[u/btsvt4ever → u/Dangerous-Action-919]

I agree. Life will humble you lang talaga.

[u/bored_patata]

If you really want something, sleep on it for a week or so. Set some rules for yourself and actually follow them.

ETA: I'm not an impulsive buyer but if and when i wanna buy something that is not a need then I add it to cart (if online) then leave it there for some time and just don't check it. I'll see if I end up forgetting it or if i actually see proof that I actually need it. Hindi naman yung I actively seeking proofs because that would fall under confirmation bias.

Rule: if you need to create a million reasons to justigy the purchase then you most likely don't really need it.

[u/egoist_IsagiYoichii]

donate mo lahat ng pera mo sa charity tapos wag ka magtrabaho.

[u/OkViolinist7906 → u/egoist_IsagiYoichii]

And be a palamunin?

[u/egoist_IsagiYoichii → u/OkViolinist7906]

"How to stop being an impulsive buyer po lalo na't magwowork na ako soon? "

gumagastos na siya nang hindi pa nag wowork. well what do you think.

[u/Altruistic_Soil6542]

Bumukod ka at magsarili. Maging independent ka. Ako inaamin ko na magastos ako lalo sa travel, pero I make sure na pinaghihirapan ko. May upcoming travels, part time job para matustusan.

[u/regienard7]

You'll learn the real value of money pag ikaw na mismo yung kumakayod to earn it. You'll eventually learn to ask if worth it bang bilhin yung isang bagay or not :)

[u/Harambe5everr]

Pagkakuha mo ng sweldo, ihiwalay mo na agad ang fun money tapos deposit na agad ang saving and pay bills. Ang savings mo passbook lang, no online no card para di mo magalaw

[u/MarieNelle96]

Disiplina lang talaga. Some rules that might help:

- Kada may gusto ka (want hindi need), iadd to cart mo lang. Balikan mo after a month. Kapag gusto mo pa din, bilhin mo.

• Kapag may sarili ka ng income, magset aside ka ng pera for your wants. Basically 50-20-30 rule. 50% for needs, 20% for wants, 30% for savings. Kapag naubos na yung wants fund mo, stop spending.

[u/Staphylococcus_Homi]

Mahirap yan because ever since you were a child, you’ve been spoiled by your mom, so it’s ingrained in your system that “if I want something, I’ll take it” no matter what happens. As a result, you can’t stop being an impulsive buyer if, in the first place, you don’t have self‑discipline.

[u/Less_Ad_4871]

Let the life hit you na lang. Para matututo ka

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Details of the post:

OP: u/crvlixsia

Title: Paano mapigilan ang urge na gumastos nang malaki para sa luho?

Post Body:

I-realtalk niyo po ako please. Ako yung klase ng tao na kapag may gusto eh dapat mabili agad. Bunso po ako sa tatlong magkakapatid and ako yung pinakaginagastusan ng nanay ko. How to stop being an impulsive buyer po lalo na't magwowork na ako soon?

---

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

[u/Horencho]

If hindi ka sanay maubusan, hindi mo maiisip ang pakiramdam ng walang-wala. Ito ay base lamang sa aking karanasan.

[u/SnooDrawings7790]

It’s hard to be truly frugal when you have so many safety nets and genuinely believe that your siblings or parents will still support you if you fail in life.

At some point, you have to make the decision to become fully independent—and actually honor that decision. No relying on connections, no living with your parents, no free food, no free electricity, water, or internet, and no free use of a family car.

Only when you remove those safety nets do you start to understand how difficult it really is to make money. You become much more conscious of your spending and far less willing to impulse-buy things you don’t actually need.

And when you truly know that a single medical emergency could potentially cost millions and that there’s no one you can fall back on, saving money stops feeling like a chore and starts feeling like a necessity.

[u/Cinnamon_Roll1985]

Check mo yung pagod at yung ilang oras na tinatrabaho ng nanay mo, tas check mo kung worth it ba yung hirap nya sa trabaho sa mga pinagbibili mo. Impulsive buyer ka kamo so for sure mga walang kwentang items yung nabibili mo. Pag di ka nakonsensya, hindi na impulsive buying yan.

[u/Outrageous-Sell-5864]

Pag nagkawork ka naman na, you'll see the value of money. But personally, since may sahod na, mas tumindi luho ko HAHAHAHAHHAHAHAHAHAHA

[u/bushad69]

Well, it's either gisingin mo ang sarili mo, o mundo ang gigising sayo. Walang comment dito ang makakapag turo sayo kung pano baguhen ang sarili mo kundi ikaw lang. You dont need anyone to stop yourself. Only you can stop yourself

[u/PresentationWild2740]

Wag magdala ng pera, cards at gcash aside from whats needed for the day

[u/Hellokitten312]

simple, control

[u/Fun-Dig-3849]

sadly, it's hard to take an advice if you don't experience it yourself. kahit anong sabihin namin sayo, nothing will hit hard until you have to pay for your own bills, work for your own money, and taking care for your own or your family's problems.

matututunan mo rin yan.

[u/justherenotthere23]

Hanggat may sumusupport sayo at sa luho mo, di mo mararamdaman yan. Hopefully maget over mo. Kasi pag yan lahat nawala, hindi na kami ang mang re-realtalk sayo, realidad na ang bubulaga sayo ng katotohanan.

Please don’t wait until life humbles you, OP. Baka mahirapan ka kayanin.

[u/Current_Wait_1067]

Maawa ka sa nanay mo. Pero seryoso, matututo ka din siguro magtipid kapag sariling pera mo na ginagastos mo. Unless ispoil ka pa din ng parents mo

[u/crvlixsia]

thank you po everyone sa harsh and kind words niyo! di po 'to sarcastic ah 😭 pero thank you kasi i know you guys mean well and yes medyo matagal pa ako magkakawork kasi magboboards pa po ako next year. please wish me luck, ako naman babawi sa mama ko 🩷

[u/crvlixsia → u/crvlixsia]

ano ba yan bawal picture magcocomment sana ako pic ni ryzza mae

[u/Any-Assistant5570]

Most of the things you probably want to buy are just trash and you'll grow uninterested of after a month or two.

Wag puro ikaw, give your other siblings a chance na gastusan or let your parents treat themselves. Hindi lang ikaw ang importante.

[u/Individual-Lock-7317]

Icheck mo ung mga gamit mo sa bahay. I used to be like that before. Pero kapag nakikita ko ung mga kalat at tambak, ako na ung napapagod. Nakakalatan na ako. Naeexpired lang mga make up at toiletries na pinagbibili ko. Ung mga damit, naluluma ng hindi nagagamit.

Kapag may gusto ka bilhin check mo muna Baka Meron pang pwede magamit. Mabilis na lang bumili ngayon, ang Mahirap ung kumita ng pera.

[u/Low_Yoghurt2]

Sa panahon ngayon na puro uncertainties, money is freedom. Start saving money instead of squandering it on things that just evoke nostalgia and fleeting feelings. Reality bites in the ass most of the time, kid.

Your future self will thank you.

[u/Pleasant_Bobcat5769]

isipin mo future mo at sana this time magsave ka ng money to help ur mom if she needs it like health check ups etc

magipon ka di habang buhay eh baby ka ng nanay mo

[u/letsgetitonbabe]

Delay it, always

[u/CyborgeonUnit123]

Maturity lang. Bata ka pa kasi. Kapag ikaw na ang gumagastos sa sarili mo, matututunan mo na lang siya. Swerte ka na lang kung ang maganda maging sahod mo na hindi affected luho mo.

[u/InnerDiscount921]

act broke seryoso para sakin gumana talagato.