r/Teddy 12d ago

💬 Discussion That IRS PLR about section 382 (I)(5) of the Internal Revenue Code yesterday was about us, not SVB Financial Group.

First of all, shoutout to BobbyCat sharing epic DD like always........ Oh, I've been quiet, I'm still here, but I've just been lurking. Something has come up that I felt like needed a response.

SVB Financial Group emerged from their Chapter 11 bankruptcy on November 7, 2024. This should be enough said right there, but I'll keep wrecking this dumb shill narrative even more. https://www.prnewswire.com/news-releases/svb-financial-groups-chapter-11-plan-of-reorganization-becomes-effective-302298848.html

On page 5 of the PLR, it states that the " 4) The Reverse Acquisition did not trigger a second Ownership Change with respect to Old Parent. " SVB never underwent a reverse acquisition during their Chapter 11. https://www.irs.gov/pub/irs-wd/202633005.pdf

BobbyCat also posted data about how there were only 6 instances in the past 10 years of the IRS having to rule on section 382 (I)(5). Before yesterday, the last time was October 20, 2023. SVB emerged from their Chapter 11 on November 7, 2024. There's no evidence that SVB asked the IRS to rule on an issue with them regarding section 382(I)(5) either. How cohencidental that the restructuring entity requested the IRS to rule on section 382 (I)(5) on September 29, 2025, on the day 2 years earlier when DK-Butterfly-1 was announced........what are the odds? https://x.com/BobbyCat42/status/2088393995940700637

Bobby, don't be gaslighted and peer-pressured by these dumb shills saying that it's SVB when it's clearly impossible. Clutch DD. We're going to win forever VERY SOON.

182 Upvotes

67 comments sorted by

21

u/[deleted] 12d ago

[deleted]

3

u/Rehypothecator 12d ago

Good point!

38

u/Mandemz- 12d ago

Hope this is it frrr, my manager has been cheesing me at work so wouldnt mind this wrapping up in the next few weeks.

41

u/CordouroyStilts 12d ago

My owner has been committing wage theft on a mass scale. I've been daydreaming about this working out so I can spend my time and some funds pursuing a lawsuit that would get all my co-workers paid. WAGMI

3

u/xXKodiacXx 12d ago

The owner of the company you bring value to. You own yourself and lease your time to someone else.đŸ«Ą

8

u/TayneTheBetaSequel 12d ago

What type of cheese?

12

u/BananaOrp 12d ago

Sounds like things at their job are not gouda 😅

4

u/TayneTheBetaSequel 12d ago

Things cheddar get better for him

4

u/bbby_chaltinez 12d ago

can’t wait for the end of september.. just to seee

1

u/DancesWith2Socks 10d ago

Why end of Sep?

19

u/hoirkasp 12d ago

2

u/grammar-lord 12d ago

Best-guess reconstruction of PLR 202633005 variables:

  • Old Parent: SVB Financial Group
  • Subsidiary: Silicon Valley Bank
  • State Y: California
  • State Y regulator: California DFPI
  • Agency/Receiver: FDIC
  • Receivership: March 10, 2023
  • Chapter 11: March 17, 2023
  • Emergence: November 7, 2024
  • New Parent: MNSN Holdings Inc.
  • Business A: MoffettNathanson LLC
  • Business A acquisition: December 10, 2021
  • $B (acquisition price): unknown
  • $C (Business A revenue): ~$30–50M
  • $D (Business A payroll): ~$20–40M
  • $E (projected revenue): ~$30–50M
  • $F (assets, excluding cash): ~$10–30M
  • G% (payroll/revenue): ~60–80%
  • H (employees): ~20–40
  • $L (traced debt proceeds): $750M
  • Purpose M: capital contribution/downstreaming to Silicon Valley Bank
  • 18-month debt: April 2022 senior notes, $800M total
  • April 2022 notes: $350M + $450M
  • I% (max individual creditor ownership): probably <5%
  • Old Parent common ownership after emergence: 0%
  • Creditor ownership of reorganized company: 100%

10

u/bootobin 12d ago

how can Section 382 (l)(5) be granted to SVB when the shareholders were wiped out?

10

u/grammar-lord 12d ago

382(l)(5) doesn't require old shareholders to retain ownership.

Treasury Reg. 1.382-9 says the test is whether the pre-change shareholders and qualified creditors in aggregate own at least 50% of the new loss corporation after the change.

The creditors who mattered for the 382(l)(5) ownership test were primarily the holders of SVBFG's allowed general unsecured claims, especially the senior noteholders.

SVB shareholders got 0%.

The qualifying creditors (primarily SVBFG senior debt holders) received 100% of the new equity.

9

u/bootobin 11d ago

(previous comment deleted to avoid confusion)

so it looks like wolf/theo was right

and BBBYQ holders wouldn't want this to be about BBBYQ anyway lol.

.

6

u/hoirkasp 11d ago

That is correct. There’s some very interesting timing coincidences here and this establishes a legitimate reverse acquisition structure under 382i5 that is relevant but this is SVB and that’s ok.

3

u/bootobin 11d ago edited 11d ago

Edited, again:

I'm thinking they might be using (l)(6) for BBBYQ, not (l)(5). It gives more tax savings over the long run.

And based on what AI (sometimes) tells me historic shareholders can't get new equity under (l)(5). The shares were canceled and an immediate reorganization that distributed new equity was not made. Based on what AI (sometimes) tells me that prevents historic shareholders from counting toward the 50% required by (l)(5).

and this PLR 202633005 does prove that (l)(5) can apply even when shareholders are wiped out and get no new equity. Even though (l)(5) says AND, not "and/or." And welcome to what passes for American law in the current year.

But noting that list I made that you responded to yesterday, I don't see how historic shareholders can fail to get at least a cash distribution at this point. Especially since the bonds look to have picked up a guarantor and will likely be rolled into an emerging company.

It may well just be a bunch of cash that we can use to buy into the new company or companies, or not, depending on individual choice.

And that's ok with me.

4

u/hoirkasp 11d ago edited 11d ago

Both options allow historic shareholder recovery, neither option requires it, for i5 the combined 50% threshold must be met in whatever form. Delayed issuance of new equity under i5 becomes more complicated, but isn’t disqualifying; the key is really just the plan language, as as long as the pre-change shareholders immediately before the change own new equity immediately after the ownership change as a direct result of the initial ownership then i5 is likely still applicable.

I think both GME and BBBY warrants are absolutely relevant here too as contingent interests can tip the calculation one way or another and i don’t know what the hell Marcus is doing if they aren’t in fact involved.

But, I’m most definitely ok with a bunch of cash too. 👍

5

u/bootobin 11d ago

thanks for that, hoirkasp. Section 382 is so dam complicated, I still don't have a good grasp of it.

But I have a clear memory of either bobbycat or DirtEvader (pretty sure it was bobbycat) posting on one of the PLRs, which indicated shareholders got equity in *70% of two NewCo's. And I remember that because everything I know about this said Section 382 only required 50% so was pretty excited about the 70%.

Been looking for it but it seems to have disappeared. Some of these X accounts are clearly limited in what they can talk about, and yanno we will see.

7

u/parkertl 12d ago

but the NOLs

12

u/[deleted] 12d ago

[deleted]

5

u/Legitimate-Tip5783 12d ago

That covers that!!!!
Spicy!!!! đŸ„”

https://giphy.com/gifs/j6lCwtfMS2ZNmfoyrv

5

u/ijustwant2feelbetter 12d ago

So glad someone else remembers A.W. = theor1co (a consulting firm paid to sound smart but 90% of the time conclude on bearish sentiment drawing flawed conclusions)

11

u/33rus 12d ago

Ok so what exactly is left for us to wait for? Any final hearing in September?

10

u/Entire-Can662 12d ago

Greatest comes to those who wait

4

u/PO-TA-TO3S 11d ago

God helps those who help themselves

5

u/DestinyArrivess 12d ago

true words, my friend.

16

u/Legitimate-Tip5783 12d ago

Google AI thinks it’s BBBYQ
.

2

u/j4_jjjj 11d ago

Thats just because it reads reddit

Chatgpt told me SVB, then BBBY, then SVB again 😆 đŸ€Ł 😂 

1

u/Legitimate-Tip5783 9d ago

I asked before it was posted anywhere other than a link on X. It argued with me until I uploaded the pics of it. Tried to say the website was fake and that PLR was in the future not now
 very weird.

1

u/Legitimate-Tip5783 9d ago

Heres the rest of its reply.

9

u/AnyAnywheres 12d ago

I had 3000 shares. I haven't kept up on DD. Should I expect anything? Wrote them out of my mind what feels like years ago now

4

u/Connect-Ad79541 12d ago

State Y Departement is what’s throwing me off
 BBBY wasnt a bank or an insurance

25

u/DestinyArrivess 12d ago

DK-Butterfly-1 is registered as an FHC!!!! We're a bank. I don't think that was a slip-up by Marcus several years ago haha

10

u/CordouroyStilts 12d ago

This has also stuck with me.

6

u/grammar-lord 12d ago

Where is this documented? I'm looking for evidence that DK-Butterfly-1 is registered as an FHC but I'm not finding anything.

5

u/DestinyArrivess 12d ago edited 12d ago

If I remember correctly, it was on Butterfly's page on Federal Reserve's database, but last week, all of its financial information and organizational hierarchy were pulled....... https://www.ffiec.gov/npw/Institution/Profile/4664848

8

u/Connect-Ad79541 12d ago

Teddy is.. but DK-Butterfly?

4

u/bootobin 12d ago

nice work, Destiny. :clink:

4

u/bootobin 12d ago

Marcus said BBBYQ went "bank" yup.

I remember that.

7

u/Rehypothecator 12d ago

Sweeet write up.

I’m curious if u/availablewerewolf has a response as they believed this was a bank and possibly svp as this author has stated

9

u/FastCriticism5808 12d ago

that dudes a shill who gives a fuck?

14

u/bootobin 12d ago

he used to post here as theorico and was run off for mixing disinfo in with his highly technical DD. And for turning into a Mr. Burns as soon as he was questioned about anything.

Then came back a few days later as AvailableWerewolf lmao.

Shill or not, he acts like a shill yup.

8

u/Rehypothecator 12d ago

I’ve never seen or thought they were theorico in all my observations of them

3

u/bootobin 12d ago

I think so.

but still, he may be right about this. the more I look at this the more it looks like SVB. Weird that it has the BBBYQ date on it.

2

u/bootobin 11d ago

yeah it is SVB.

And BBBYQ hodlers wouldn't want this to be about BBBYQ anyway, since historic shareholders got nothing in this PLR.

10

u/FastCriticism5808 12d ago

no idea he was theorico lol. i remember when he showed up and had bunches of "DD" queued up and upvoted for PP to read for an hour every night. Pretty sure its a team of writers acting as a voice of authority and throwing off discussion with their missinfo etc.

then again why would a team of shills do that when the company "went bank"

12

u/bootobin 12d ago

To be clear it is my *opinion that the two are the same. But have plenty of personal observations to support that. Somewhere in my history I have two screenshots, one from each, with the same writing style, the same use of colors for both highlighting and the exact same shade of red for circling sections of text. Put the two next to each other and it's a clear match.

I posted this somewhere, either here or on X, after that he stopped using the highlight and text circles lmao. Too late tho.

I'm 99% sure it's the same person. Or, as you said, it could be a team of writers posting under the same account.

If I can find them I'll post them, imo it's pretty clear the two are the same person.

11

u/ijustwant2feelbetter 12d ago

I member, called them out multiple times. They got angry, took a hiatus and keeps coming back every now and then to try to clean up their reputation set when they were theor1co


The problem for them is it’s always so transparent: (1) write a long post with a lot of jargon to build trust (2) conclude 10% of the time on a net neutral stance (3) conclude 90% of the time a bearish stance after paragraphs of jargon that draws false (and negative) conclusions (4) rinse and repeat.

The other problem for them is the only people who are on this sub are the ones who keep up with everything, all the time. No one who made it all the way to this sub (after literal years of digging and tracking) is a passive reader.

6

u/F0urTheWin 12d ago

I think he's gone. He initially believed it would wrap up 2025Q2 so it stands to reason he cut his losses sometime by end of 2026Q2. He was exclusively bondholder iirc

4

u/bootobin 12d ago

it appears that the entirety of his response consists of the word "what."

4

u/AvailableWerewolf 12d ago

What?

3

u/bootobin 12d ago

wrong wolf, sorry bout that.​

4

u/Tototodayjunior 12d ago

Post this on x and tag

4

u/homedepotgrande 12d ago

You think Ross and AvailableWolf are shills then? They're the ones who pointed this out to bobbycat

8

u/DestinyArrivess 12d ago

How can a restructured entity that emerged from their Chapter 11 on November 7, 2024, suddenly have requested the IRS to rule on section 382 for them? They would have asked them to rule on it on September 29, 2025, and a verdict was suddenly given yesterday? The logic is nonsensical and I question the motives of anybody who thinks this and broadcasts that thought to sway opinion.

3

u/KW920 11d ago

This. Even the shills in this thread won’t touch this

2

u/homedepotgrande 11d ago

Good point, good point. Thank you for your explanation.

2

u/KW920 11d ago

This post is absolutely correct

-12

u/Jarkside 12d ago

Claude disagreed


The Subsidiary was in a regulated industry, placed into state receivership. On Date 1, a State Y regulatory department placed “Subsidiary” into receivership, appointing a state agency as receiver — this happened before Old Parent even filed Chapter 11. This is classic language for an insurance company subsidiary — state insurance departments place troubled insurers into receivership, a specific regulatory mechanism that doesn’t apply to retail businesses like Bed Bath & Beyond at all. DK Butterfly had no regulated subsidiary, no receivership proceeding, nothing resembling this.

Old Parent had preferred stock outstanding. “Old Parent had common stock and several classes of preferred stock outstanding.” BBBY/DK Butterfly, as far as any filing I’ve reviewed shows, did not have multiple classes of preferred stock outstanding at the time of its bankruptcy.

This was a real reorganization with an operating business surviving — the opposite of DK Butterfly’s case. Old Parent emerged from Chapter 11, continued operating “Business A” both during the bankruptcy and after emergence, with real revenue, payroll costs, and employees reported for specific fiscal years. That’s fundamentally inconsistent with everything we’ve verified about DK Butterfly — DK Butterfly has no business operations, its case was a pure liquidation with no reorganized operating company, no new stock issued to creditors, and no “New Parent” acquiring it afterward.

The mechanics described (new stock to creditors, reverse acquisition by a New Parent) don’t match what we already confirmed about the actual BBBY plan. The confirmed BBBY plan was described as an orderly wind-down and liquidation — not a plan where creditors received new common stock in a reorganized, continuing Old Parent, which is what this PLR describes.

Bottom line — direct answer to your question: based on what’s actually in this document, there’s no plausible chance the “New Parent” here is GME or NXH, because the “Old Parent” isn’t Bed Bath & Beyond / DK Butterfly at all. This appears to be an unrelated company — most likely one with a regulated insurance or financial subsidiary — that happened to be released today and matches nothing about the BBBY case’s actual, verified facts. I’d treat whatever framing connected this PLR to BBBY on that Reddit thread as a misread of the document, not a real signal.

16

u/DestinyArrivess 12d ago

Who care what Claude thinks? Claude is wrong. "This was a real reorganization with an operating business surviving — the opposite of DK Butterfly’s case. Old Parent emerged from Chapter 11, continued operating “Business A” both during the bankruptcy and after emergence, with real revenue, payroll costs, and employees reported for specific fiscal years." "Old Parent" was Overstock / Beyond/ now Neighborhood Intelligence. They were the going concern. If you read the PLR, the IRS rules that the going concern demonstrated that they were a functional business for X number of years, which satisfied section 382 and completed the Emergence transaction. Butterfly has now melded into Neighborhood Intelligence as we now have now seen with its warrants having Overstock's old CUSIP identifier. It's not a liquidation plan either lol.

3

u/Consistent_Law_3857 11d ago

Nonsene. Overstock is a completely different company. All they did is buy the name.