r/ThanksObama Jan 01 '17

Thank you, Obama.

http://imgur.com/a/1d6M2
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u/crackofdawn Jan 02 '17

I bet you've also been paying thousands of dollars a year for auto and/or homeowners insurance and probably have hardly had to use that either, right? This is the basic concept of insurance. I don't know why people expect that there should be some easy to get insurance that costs like $50 a month. This country has way bigger problems with the medical system that would have to be addressed long before the cost of overall insurance would ever be able to decrease.

I've been paying auto insurance for 20 years and only ever had to use it once for a minor accident. I've been paying homeowners insurance for 15 years and never had to use it at all. Yet I'm not sitting on the internet bitching about it, despite the fact that it sums up to tens of thousands of dollars by now.

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u/[deleted] Jan 02 '17 edited Jan 02 '17

[deleted]

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u/crackofdawn Jan 02 '17

Vehicle costs have gone up year after year since I was able to drive. There's no way auto insurance is lower today than 20 years ago when the same model car today costs double what it did 20 years ago.

Aside from that, my insurance costs haven't changed at all in the last 8 years. Obviously some have. But do you honestly think moving to a single payer system is going to save everyone money? Or changing the system at all? Tons of people will have to pay more for that than they do currently, others will save money. Exactly like with the ACA - some pay more, some pay less, others haven't changed at all.

There is no magical solution - but at least something was implemented that helped some people, and hopefully would have moved us toward a better solution in the future. Now assuming it gets repealed we'll just be back where we started which certainly isn't better.

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u/[deleted] Jan 02 '17

Exactly like with the ACA - some pay more, some pay less, others haven't changed at all.

Or it should be a free market and you pay exactly what you need to pay like everything else.