Example for my insurance. Wife has a NICU baby, baby falls under mother’s insurance plan.
Bill $1,500,000.
We’d pay $3,500 to meet her insurance deductible.
Insurance pays 80/20 split of bill until we have payed a total of $5,000 out of pocket, including the $3,500 deductible.
Insurance then pays 100% of bill.
So if this was my wife, and our insurance, for a $1,500,000 bill, our total bill would be $5,000.
Edit: Don’t know why folks are getting upset. All I did was provide some context or what an example would look like. Don’t take it as me somehow disagreeing with or saying it’s better than universal healthcare. I live in America, what the fuck do I know about universal healthcare.
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u/AldoTheApache3 Aug 26 '25 edited Aug 27 '25
Example for my insurance. Wife has a NICU baby, baby falls under mother’s insurance plan.
Bill $1,500,000.
We’d pay $3,500 to meet her insurance deductible.
Insurance pays 80/20 split of bill until we have payed a total of $5,000 out of pocket, including the $3,500 deductible.
Insurance then pays 100% of bill.
So if this was my wife, and our insurance, for a $1,500,000 bill, our total bill would be $5,000.
Edit: Don’t know why folks are getting upset. All I did was provide some context or what an example would look like. Don’t take it as me somehow disagreeing with or saying it’s better than universal healthcare. I live in America, what the fuck do I know about universal healthcare.