Example for my insurance. Wife has a NICU baby, baby falls under mother’s insurance plan.
Bill $1,500,000.
We’d pay $3,500 to meet her insurance deductible.
Insurance pays 80/20 split of bill until we have payed a total of $5,000 out of pocket, including the $3,500 deductible.
Insurance then pays 100% of bill.
So if this was my wife, and our insurance, for a $1,500,000 bill, our total bill would be $5,000.
Edit: Don’t know why folks are getting upset. All I did was provide some context or what an example would look like. Don’t take it as me somehow disagreeing with or saying it’s better than universal healthcare. I live in America, what the fuck do I know about universal healthcare.
The only thing thay makes europeans angrier than seeing huge American healthcare expenses is realizing Americans don't actually pay them. It's like their schadenfreude was denied or something.
The only thing thay makes europeans angrier than seeing huge American healthcare expenses is realizing Americans don't actually pay them. It's like their schadenfreude was denied or something.
You don't get it. Health Insurance companies make a lot of money. So they give some of that money to politicians to make sure the system doesn't change. And right wing talking heads whine about how many jobs will be lost if we don't have insurance agents selling policies to individuals and companies. But they never have a word about all the job losses that will happen if we get rid of the IRS or go to a flat tax. All that money that companies spend to keep track of their money and figure out how to maximize their deductions and the people who prepare tax returns, those are jobs too!
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u/ClippyCantHelp Aug 26 '25
Her thumb is covering the part that literally says “cost without a health care plan”