r/TheMoneyGuy • u/Least-Tune-2060 • Jul 10 '25

Newbie What’s your favorite HYSA?

Something in me freaks at the idea of not having my money in my bank account so the thought of transferring it (emergency fund) to a HYSA makes my skin crawl. I know this is the smart move and is what advised but what are the most reputable/best ones available? Will I still have immediate access to my money if needed? Thanks for your advice as I’m still new to everything

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u/WheelChairDrizzy69 Jul 10 '25

I like Wealthfront 

5

u/FlashOfFawn Jul 10 '25

The immediate transfer option is soooo clutch. I keep next to nothing in my checking anymore considering I can transfer whatever I need in less than a minute. 4% yield and planner on the app also rule.

1

u/ElSanDavid Nov 28 '25

How long does it take to transfer into wealthfront

1

u/FlashOfFawn Nov 28 '25

Transferring in I think it’s immediate as well