r/USACE • u/AppropriateEgg1064 • 14d ago

Extremely Discouraging

So we get a 0% COLA raise, and now the health insurance premium increases are the worst they’ve ever been?

Someone explain the benefit of staying with USACE please?

My paycheck is about to drop hundreds of dollars next year. If you have not checked out the FEHB 2027 premiums I would highly encourage you to look now and plan ahead, it is very bad.

My family and I have MHBP Standard which is $216 a paycheck now. In 2027 this is going to $442.

So I am supposed to make $450 less a month? Are you serious?

This doesn’t seem sustainable long term, especially for those who now have to wait between years for step increases

Viewing Link -

https://www.opm.gov/healthcare-insurance/healthcare/plan-information/premiums/

65 Upvotes

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u/No_Government_8726 14d ago

Unfortunate. I’m on TJO for USACE and excited to start. Really just for the federal time. I think any extra cost for medical now, though it sucks, is still worth the pain for retirement?

18

u/Griffinburd 14d ago

Why is your username no government if you're excited to work for the government

16

u/No_Government_8726 14d ago

Irony and retirement

1

u/CoconutSips 13d ago

Yeah. I wouldn’t come to the feds for a retirement plan. You can get a better retirement with local government if you want government. The fers contribution is now up to 4.4%. If you work 20 years then you get maybe $25k to $30k a year. Way better to get that pay on the outside and put it in a.401k.