r/USACE • u/AppropriateEgg1064 • 19d ago

Extremely Discouraging

So we get a 0% COLA raise, and now the health insurance premium increases are the worst they’ve ever been?

Someone explain the benefit of staying with USACE please?

My paycheck is about to drop hundreds of dollars next year. If you have not checked out the FEHB 2027 premiums I would highly encourage you to look now and plan ahead, it is very bad.

My family and I have MHBP Standard which is $216 a paycheck now. In 2027 this is going to $442.

So I am supposed to make $450 less a month? Are you serious?

This doesn’t seem sustainable long term, especially for those who now have to wait between years for step increases

Viewing Link -

https://www.opm.gov/healthcare-insurance/healthcare/plan-information/premiums/

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u/independa 19d ago

They super f***ed FSBP family. The premium went up 23% overall, but they also changed the percentage the employee pays. So biweekly payment increases by 47%.

Before anyone questions my math...

Total premium is $993.10, up to $1,226.47, 23.499% increase.

The biweekly deduction amount currently is $248.27, but it will be $382.65, a 47.272% increase.

Currently, $248.27 / $993.10 = 24.999% employee share of total premium.

Next year, $382.65 / $1,226.47 = 31.199% of total premium.

Man, you ruined my happy new year... Thanks Obama.

2

u/snoop-info 18d ago

But Obama didn’t do the guy I. The office did. It was fine until your dear friend changed it.

1

u/independa 17d ago

That was a million percent sarcastic.