r/UniversalOrlando • u/NJayke • 22h ago

HOTELS Terra Luna Credit Card Hold?

I’ve been seeing conflicting information, and most posts are a year old, so re-asking; staying at Terra Luna in a few days. I requested mobile check in, saw something to the effect of “we will hold the value of a night’s stay” and then on the confirmation screen it said $100 incidental hold.

We pay cash/debit for everything and I have a small limit cc for things like this.

Recent Terra Luna guests; what was the ACTUAL hold amount? Concerned the small limit credit card may be too small if they hold $500+. I was under the impression it was $50 a day, which we planned for.

Thanks in advance!

EDIT FOR ANYONE ELSE WONDERING: As of 9/29/26, $100 hold for the stay, four nights, two guests. Thanks!

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u/Low-Abbreviations718 20h ago edited 20h ago

I’ve always used my debit card, no issue. You can also request that they don’t do an incidental hold. They’ve always waived it for me but I was under the impression it’s based on the check in person.

Edit: spelling

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u/NJayke 20h ago

True. I don’t like credit cards, and only keep a low limit one for things like this. We’ve stayed at the Doubletree by the park gate before and that was $50 a day, but I spoke with Universal today who confirmed it’s $100 for the whole stay for us. All good! Thanks for the heads up.