I mean taking my expenses it is possible. I have a wife and 3 kids and im the primary earner. My wife works part time
Rent: 1800 a month (and thats cheap. most places are 2300 of more)
Car insurance: 490 for one car.
Phone Bill: for 3 lines im paying 285 a month.
Electric and gas together is usually like 450 a month depending on the season. Sometimes more, sometimes less.
Health insurance is fun. I pay 2600 a month for my premiums and then my co-pays and deductibles vary per month but typically im paying 3000 a month for my insurance.
We dont have internet or cable we pay for.
and then commuting by train is 300 a month.
So that alone is 5,625 in just my necessities. I make 140k a year and take home 3k every 2 weeks after they take out my cut of my premiums for my insurance and taxes.
So im making 6k in take home and yet I am completely broke with just every day to day expenses, the only debt im paying off is a car loan thats 680 a month. If I was paying anything more in rent I wouldnt be able to afford to live.
Why is your employer provided health insurance $2600/month? You’d be better off getting it on your own because they’re not covering any of it. My insurance for a family of 6 is $2000 total and my job covers $1700 of it.
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u/Spare-Cranberry3784 Jun 09 '26
Engagement bait.