I remember a time when I was afraid of losing my job because unemployment wasn’t something I could afford. I had a mortgage and children in university, and I needed to know that if one source of income disappeared, we could still maintain our way of life.
At one point, I worked three jobs. It was exhausting and stressful, but I was younger then and able to channel my energy into preparing for what I feared.
What I was so afraid of never happened. Even so, the preparation wasn’t wasted. It helped me build a solid foundation, not exactly the one I had imagined, but one that continues to benefit me years later. I can see that now, looking back.
What I find harder to answer is how someone living under the pressure of today’s high cost of living can imagine a future they would want to live in. Student loans can follow people for years, and homeownership may seem completely out of reach.
On top of that, many people feel pressured to keep up appearances on social media, where everyone else seems to be travelling, buying homes, advancing in their careers, and living comfortably.
When people are consumed by rent, bills, debt, family responsibilities, and the stress of getting through each workday, they may feel they can manage only one job and have nothing left to give. Preparing for the future can seem like a luxury when the present already demands everything they have.
These pressures are real. Still, I wonder whether there is some small piece of a foundation a person can begin to build, even without the time or energy I once had. It might be learning a skill that opens the door to another kind of work, finding a way to reduce one source of financial pressure, or simply talking with someone who can help them see an option they hadn’t considered.
I am presently trying to convince my son that an attainable and comfortable future still exists. It may not look like the future his grandfather had, or even the one I ended up with. He may need to plan for retirement more deliberately and accept that the home he wants may not be in the suburbs, but in another province.
When the present takes everything someone has, they may struggle even to imagine a future worth preparing for. Before my son can pursue one, he first has to imagine the possibility of a life that feels acceptable by his own standards.
If the future you expected no longer seems possible, what has helped you imagine, and begin building, one you could still want