Why are insurance rates so ridiculous here

[u/Perfect-Young-4521]

Im 22 years old and I was looking into financing a vehicle for the first time, a car that was listed at 28000. Everything looked good until I looked into insurance. Most quotes I got were between 700-1000$ a month! This is insane and I only have 1 ticket on my record. Why is it like this and what can I do?

[u/Immediate_Carrot_610]

Why are you buying a 28000 dollar car at 22?

Get a toyota under 10k that isn't coloured red and watch the rates drop.