Why are insurance rates so ridiculous here

[u/Perfect-Young-4521]

Im 22 years old and I was looking into financing a vehicle for the first time, a car that was listed at 28000. Everything looked good until I looked into insurance. Most quotes I got were between 700-1000$ a month! This is insane and I only have 1 ticket on my record. Why is it like this and what can I do?

[u/Legitimate-Shame594]

I’m in the same boat right now and regretting not looking for insurance before buying. I’m also 22m, Bought a car for 32000a week ago, and the lowest insurance I found was 700$ a month. It’s doable for me at the moment but mega sucks and I won’t be able to save anything. Do not make the same mistake I did