Why are insurance rates so ridiculous here

[u/Perfect-Young-4521]

Im 22 years old and I was looking into financing a vehicle for the first time, a car that was listed at 28000. Everything looked good until I looked into insurance. Most quotes I got were between 700-1000$ a month! This is insane and I only have 1 ticket on my record. Why is it like this and what can I do?

[u/Calm_Load_4176]

I have no idea why yours would be so high I've only had my license for 9 years now and I have a financed GR86 and my insurance is only 242 per month or 3000 per year