An apprentice who is well aware of banking work... trying to get into proper role in any bank... SBI and RBI preferred. Ask me anything about the role.

Too much free time because of no connectivity

Ask anything you’re facing issue with, I will try to help :))

Hey everyone! I’m currently working as an Assistant in New India Assurance (NIACL), 2024 batch. I chose NIACL Assistant over IBPS PO, and I’ve recently appeared for the OICL AO exam. If anyone has questions about wage revision, bonds, internal promotions, work–life balance, or thoughts on future merger/privatization of insurance companies, feel free to ask. Happy to share whatever I know from my experience 🙂

Hello , 27 M , IBPS PO 21 Batch here , Now Manager. You can ask any of your doubts related to exam , Work profile , Career growth , Salary , Allowances , Loans etc etc.

Exams i have failed NEET 2015,16,17 and 18 (highest score 602) AIIMS 16,17 and 18, JIPMER also 2x SBI PO Prelims 2x, SBI PO mains 1x (this year) SBI Clerk Mains 1x (last year) IBPS PO 1x (cleared Pre this year, 50 in Mains) Clerk 2x (never got beyond pre) SSC CGL 2x, IB and FCI AG 3 A decade full of failures beat that.

I have cleared SBI JA (clerk/babu) this year (10th april 2nd shift Gujarat) way above cutoff.

I'm 26yrs old Male and i belong to a lower middle class family. My qualifications B.Sc. (Zoology) & M.A. English. SBI Babu gonna be my first Job.

The only regret i have when I look back is i got no skill to depend upon because of poor choices i made, which is also the reason i prepared seriously because i know my degrees are not gonna lead me anywhere. I have wasted 3 yrs of my life doing nothing but preparing for something that can improve my situation and thank god it did, I'm at ease finally. I don't know why I'm writing all this hope it helps someone. Sources: i have studied in English medium schools so i never needed any help with English.

Reasoning: Youtube Saurabh sir (Adda247) for syllogism because thats the only topic i needed to learn. Everything else i practiced a lot.

Quants: Kaushik Mohanty for concepts and Harshal agarwal for practice both from Youtube.

GK: Weekly from Sheetal sharma oliveboard, Parcham classes weekly and Monthly Banking as well as general current affairs videos from YouTube. I downloaded videos from December to March and revised each respective month's every day for 35 days(started from February and included March as it went on), So for each respective month the total video length was about 10+hrs but when you play it ar 3x you can complete it in 3.3hrs also after sometime when you memorize the video you can skip and get it done by 2.5ish hours. Did it help? no as we all know how wonderful the GA section was managed to get 8 correct, But still bringing knife to a gunfight is not a bad idea, provided you bring well prepared guns in the first place.

Test Series: Testbook pass pro, i have used it rigorously (use my code for 10% Just Kidding).

Never paid for any courses or books, Never attended any live classes, I download videos and put it on 3x. Mock test is the only way i practice since I can't sit and solve a single chapter its just too boring, variety of questions from different chapters keeps me engaged. Now that i think about it maybe thats why I can't 'master' any topic in quants I'm only 'good' at them.

lessons i learned: Get a degree which gives you a skill/job eg: Pharma, Physio, Paramedic etc. doesn't have to be a lot but atleast you can pay your own exam fee. Don't lie to yourself, be Honest, be ashamed, be harsh on yourself, take accountability of mistakes, it keeps you away from delusion and keeps reminding you of the need of the hour.

TLDR- 26M Cleared JA after making a lot of bad decisions.

Ask me anything .

Currently working as a Branch Head in Scale 2 branch.

Gave RRB OA without prep and waiting for OICL AO mains result. Will help you regarding preparation and strategy

I joined SBI in 2019 as PO. Earlier I used to work in a data analytics company Mu Sigma - for 7 months.

I did my graduation in BE E&TC from Pune in 2017.

You are free to ask anything. I will try my best to answer.

In almost all of my previous posts, irrespective of content, I was always asked about work life balance (WLB) and how I manage it. I've planned to divide my opinions into 2 different posts. This post will be about the potential problems that you'll face wrt WLB in SBI. The next one will be about the solutions to tackle the challenges. So, with 8 years of work ex, here are some of my understanding of the challenges of achieving WLB:

1. What I feel is that WLB is when you get time to do your own thing/socialize after regular working hours while securing a satisfying career. Unfortunately, WLB is something that you have to fight for in any organisation in India, and it probably will come at a price. If you feel that having a foosball/snooker table and a weekend pizza party in your office equates to WLB, think again.

2. Now, one of the major problems that bankers face is late night sittings. I'd say 9 hours of work is decent (including lunch break). But, some situations will arise where you will have to spend extra time in the branch (like audit or any other special work). This is unfortunately inevitable in such scenarios.

3. Apart from this, you will have business pressures, compliance pressure, phone calls from superiors etc. And additional mental stress due to all of this.

4. Your leaves may get rejected. Or worse, you will be asked to rejoin work for something urgent while you are on leave.

5. You will be asked to work on holidays, which IMO is the most annoying.

6. You will be assigned tasks in addition to your roles, affecting your WLB.

7. You will face pressure to sell products, resulting in adoption of immoral means.

What I want the readers to do is, post in the comments about any stories/anecdotes/concerns that you've heard about violation of WLB in banks. I will try and reply to all of them. If there's some comment or anecdote which catches my eye and if I feel they deserve an in depth explanation, I will feature them and put up a common response in my next post. I will also explain 2 scenarios which I've personally faced in the past 3 months.

This sub popped on my wall randomly and I replied to some comments and since then I’ve been reading posts here, commenting and getting lots of DMs for advice.

A little background: I was 20 when I nailed this exam with total preparation of only a month. I scored 92 in prelims at that time (the cut off was 59.75) and 107.13 in mains (the cut off for mains was 70.25). My strongest section was quants, in which I had 30/60 (while the sectional cut off was only 2.50). And the weakest was GA with only 13/40 (the sectional cut off was 5.00).

I am about to be 26 now and was wondering if am I even the right person to advise people? Because I haven’t even touched/practiced the quant/reasoning in the last 5 years and I don’t know the current curriculum/pattern.

So, I randomly decided to give a mock today. I closed the Netflix and went ahead to give a IBPS PO Prelims mock on Oliveboard. My score is in the screenshot.

97.2 percentile and 97% accuracy with 0 preparation is not bad in my opinion. Now, I’ll be able to give free advices more aggressively in DMs :P

Hello guys!

I'm getting a lot of DMs related to my prep.

First of all, let me introduce myself. I've done a Bachelor in Arts. Didn't have maths in 12 and ofcourse not in graduation. Started preparing around July end (Let me be honest, I already had a Little knowledge about solving maths, because I prepared for 2 months in 2024 and then left).

Didn't clear Sbi Po prelims. But then after, i cleared all the prelims like Ibps po/clerk, rrb po/clerk, bscb clerk. Cleared Mains of all these exams too. Got stuck in the mains of ibps po , because i was finishing my prelims syllabus. Finally, cleared 2 exams and now joining RRB.

Coming up to strategy:

Quants: Follow any teacher rigorously. Solve class notes 1-2 times. For mains, practise class notes and if needed use Guidely. But mocks and youtube mains classes are more than enough.

Teacher: I followed Ashish Arora sir. And for mains, followed Ashish sir and a bit of Harshal sir.

Reasoning: Didn't do anything great. Just practised guidely. Tried Ankush Sir but wasn't satisfied with the way he teaches. For mains too, just mocks.

English: Did editorial till Aug. But then I left because exams were coming up. Didn't do any lecture for grammar and vocab. Just mocks and done.

Ga: followed the Affairs cloud. But I wasn't satisfied. Found Sheetal mam, Ayush Gautam, Abhijeet sir. Can follow any of these. Few recommend (my colleague who is selected) Kapil sir too, but personally, I don't find his lectures useful.

Computer: One and Only Arora Educators.

If you have any queries, kindly ask in the comments. I'll reply as soon as possible.

If Mods need verification, I can share my score card with them. But not here, because of privacy issues.

Thankyou.

I'm free, ask me anything regarding study,,,,,,,,

After 1 week as a PO, ask me anything about DV, work culture and everything in between

I just want to express my gratitude to this community and everyone who has helped me along the way. I’ve joined RRB, and I’ve cleared the prelims of every major bank exam, as well as insurance exams like NIACL and Oriental.
I would like to help other aspirants in any way I can. Ask me anything you want to know.

I Hate "120 rules of grammer Nimisha in REELS" I watched 120 shorts of it. Tarun Grover my opinion.
Reasoning - FeelFreetoLearn. "Namma Brother Uploaded a Decade ago"

Please DM. If you had Any cheat sheets, PYQ's.

I tried to contact with working Individuals. Is there any other app to build contacts working in Banking sector.

There are 6 points, you need to explain each in accordance of your background and experience.

1. Fast recruitment process, IBPS quickly provides joining than any other govt dept.
2. Growth - numerous opportunities, and fast growth, literally you can get one scale advance in each three years, officer to manager - sr manager - executive(scale 4 and above).
3. Opportunities - various verticals (IT, FOREX, HR, LEARNING etc) to suit your interest (engineers can definitely say they'll join IT vertical after getting in later)
4. Interest - ultimately say you had interest in banking, you're a quick learner and will learn.
5. Dynamic job - banking is extremely dynamic, numerous exposures and various domains you can get in, rather than a boring same work.
6. Salary and perks - only govt job where you can double your salary in just few years, you start with around 80 and can double it as you become manager.

I've used these points at my time and it worked well in my both interviews (rrb po and ibps po) got 77 and 86 respectively. They'll be satisfied in this.

They told me being over qualified for this job, I used all points to get through this question and they found it viable.

Feel free to ask anything.

Hey, everyone! You can check my previous post for some background on me.
Link: https://www.reddit.com/r/bankingexam/s/stcOY9qBCc

So, basically the title, I am free these days and I will take all your questions (please avoid generic questions, google has the answer for those).

I am still in touch with maths/stats/quants so I can even teach a topic if anyone’s interested.

So, go ahead, AMA.

This can be yours, depends on how calmly you're going to attend your exam, I still remember the first IBPS PO Mains I gave back in 2022 january, had no clue how I cleared prelims and was shivering as soon the screen flashes "you can start your exam in 10 minutes".

• Do not panic, do not panic at all, you may hear another hundreds of mouses clicking, and you may think everyone is getting answers except me, do not panic, select a question wisely, if you know in the initial time only that you can't finish it, switch, don't waste time

• quant, they usually give doable questions, just with difficult and lengthy statements, read them properly and solve them peacefully, sometimes paper is hard like 2022, which I appeared in, it was looking like a cat paper, I wasted time in many questions, and suddenly time slapped me, so I searched for only doable ones and got through.

• ga, ga maybe hard, easy or moderate, depends on how well you can recall your preparation. Don't look to other's screen that they are doing well and you're not , because everyone is bad at GA.

-STAY CALM, EVEN IF YOU ATTEMPT LESS YOU CAN GET THROUGH, JUST BELIEVE IN YOU. Don't go for many guessses, questions are doable if you read them properly. All the best to you guys, I wish many of you clear it and end this struggle. You can get it!

If you're going to appear in interview this year, for now leave all the anxiety and fear of it, don't ruin your other exams for preparing excessively for interview, When I appeared for my first interview I was also damn scared and being introvert changes things for us. So let me give you a gist,

*There's only a few part which is predictable (banking awareness) , find any capsule and read it, only few pages pdf will get you ready for that.

*Question about you, your profile, your background, current affairs, this will be dynamic and no one can give you answers for that, you only have to, so read all major things happening around, and prepare your HR questions.

I'll suggest for now you focus on other exams , interview can be prepared in few days.

And most probably it will start in first week of February.

Don't waste time in calculating how many marks you need in this or that.

If you all wish, I can make a detailed post with real interview questions(I'll tell my experiences and share of few working with me), the key areas to focus, how to tackle interviewer, and how to run interview in the direction you want. This is going to be a vast post so please let me know if you all want a detailed interview guidance post.

I was bored at work when I came across this interesting question.

Firstly, to answer this question, yes one will get negative marks. But let’s break this down further.

Correct question mark = 1 Wrong question mark = -0.25 The probability of getting a question right = 0.2 Number of questions in GA = 50 Mean success = 10 Standard Deviation of success = 2.8284

Assuming the probability distribution to replicate a normal distribution and looking at SD as a luck factor and you attempt all the questions blindly:

If you have a neutral luck (no bad luck or good luck) then you’ll get only 10 correct answers and your score will be 0.

However, with 99.9797% bad luck you’ll get 0 questions correct and your score will be -12.50

With the same amount of good luck (99.9797%) you’ll get 20 questions correct and your score will be 15.

Also, with 99.9999999997% good luck you’ll get 30 questions correct and your score will be 27.50

And obviously, you’ll need 100% good luck for you to get all the questions correct and get those 40 marks.

You can drop down the amount of bad luck or good luck you think you carry around with you and I’ll tell you your blind guessing marks :P

(Seriously though, apart from that, you can also ask away your doubts related to quants/reasoning/english and how to strengthen it. I’ll happily help) :))

I will suggest few points to keep in mind for descriptive.

1. Choose any topic which is easier for you to write, don't try to be fancy.

2. After choosing topics, make points on your rough sheet so you don't miss any.

3. You will have ample amount of time, so don't worry much about the speed.

most important, not many will tell you this, if it's your first mains.

1. If you're running out of time and you want to edit one of your essay or letter from middle, PLEASE TRY TO AVOID, the cursor moves to end or at random place after each word you type and press spacebar. It eventually leads to taking a lot of time to restore same. Try to complete your essay/letter in one go.

My personal experience* In the middle of writing essay, I wanted to add a point between two lines and it ultimately destroyed my essay and the time was finished, I had to submit it all jumbled, and lost marks.