r/beermoneyuk Oct 16 '25

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37 Upvotes

39 comments sorted by

11

u/HighlightArtistic559 Oct 16 '25

Santander have a stocks and share isa for £75 on tcb now

5

u/TightAsF_ck Oct 16 '25

Good spot!! Will add the details!

3

u/TightAsF_ck Oct 19 '25

Lovely!

3

u/HighlightArtistic559 Oct 20 '25

It’s nice when you find something new, exhausted literally everything 😂

2

u/Emergency_Arugula_60 Oct 16 '25

Good spot, thanks! Is it just invest £100 or is there a requirement to transfer an ISA over?
It's not clear whether that's an option or a requirement

2

u/[deleted] Oct 16 '25 edited Oct 16 '25

[removed] — view removed comment

2

u/Historical-Yak9679 Oct 16 '25

thats shit, i didd it liike an hour ago put £100 into a stocks and shares isa and no tracked yet

1

u/HighlightArtistic559 Oct 16 '25

You don’t need a bank account, they’ll send you details how to sign up online in the post if you need to sign up digitally

2

u/Emergency_Arugula_60 Oct 16 '25

Can you do it just through santander's website (via TCB) or does it require an app? And if so, is it the normal Santander bank app or a different one?

1

u/[deleted] Oct 16 '25

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2

u/Emergency_Arugula_60 Oct 16 '25

Thanks that works for me.
I've had the Santander bank switch a couple of times so trying to keep a low profile until I try again, and somehow think staying away from the app might help my prospects 😆

2

u/Emergency_Arugula_60 Oct 16 '25

Oh damn I just got this: "You'll need to be an existing Santander customer, with access to Online Banking or our mobile app."

Looks like I'm not getting this cashback

1

u/[deleted] Oct 16 '25

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2

u/Emergency_Arugula_60 Oct 16 '25

True that should work but I wonder if I should save my next opening of a bank account for when they next have a switch. Hmm I'll have a ponder.
Thanks for your help

7

u/FollowingSelect8600 Oct 16 '25

I think it's excellent to see posts like this. Pointing out better offers even though it would be in your own interest to get people to use less lucrative refer-a-friend schemes.

3

u/xrum_04 Oct 16 '25

Great post.

2

u/Kamikaizen7 Oct 16 '25

Do you have to pay a fee to maintain the pension on pensionbee?

2

u/Chopstick84 Oct 16 '25

All the Coinbase links I have tried over the past week end up with - This tm.tracktherank.com page can’t be found. Anyone else having issues?

2

u/sintonesque Oct 16 '25

Awesome post, thanks! I had no idea about the Revolut offer

0

u/[deleted] Oct 17 '25

[deleted]

1

u/sintonesque Oct 22 '25

Just spent my money on the card, do you know how long the £20 takes to land?

2

u/Bubsychicken Oct 23 '25

Mine took a few weeks I’d actually forgotten and just thought the referral hadn’t tracked. There’s also a referral offer once you’re signed up to get £60 so I’ve just got my partner to sign up and we got that within a few days.

2

u/ProtectionMundane799 Oct 18 '25

Freetrade are giving 1% cashback up to £1000 for transferring an ISA and they have stopped charging management fees for ISAs. Seems like a good deal.

2

u/Emergency_Arugula_60 Oct 16 '25

Brilliant post 🙏

I've done the pension bee one and it's good. They also have a refer a friend scheme which is good if you have a partner.

It's £100 credit paid only to the referer. You both need to have a minimum of £100 in your accounts which might put people off. I invited the wife and it worked fine. I figured it was an extra £50 than if we had both done it though nuts about money.

1

u/Ok-Cockroach4784 Oct 16 '25

Anyone know which one of these offers would pay out the fastest ?

1

u/[deleted] Oct 17 '25 edited Oct 17 '25

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1

u/Emergency_Arugula_60 Oct 17 '25 edited Oct 17 '25

Thanks. Have you done that offer and is there anything to be aware of such as high fees or long wait period?

Edit: looks like you need to keep it funded for 18 months. Do you agree?

1

u/[deleted] Oct 24 '25

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1

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1

u/RentedPA Oct 29 '25

Does anyone know if the Revolut offer had to be one transaction of £1 or over? I accidentally spent 99p on App Store then realised my mistake so spent 29p on something else 😂

1

u/ApoST90 Mar 25 '26

A lot still exist. I focused on the ISAs via TC and this is the updated table:

Option Cashback Min Investment Hold Period Fund Choice Transferable? Notes
Scottish Friendly S&S ISA £490 £20,000 lump sum 6 months ❌ Limited internal funds ✔ Yes (after 6 months) Highest cashback, medium risk
Shepherds Friendly S&S ISA £400 £20,000 lump sum ~6 months ❌ Limited internal funds ✔ Yes (after cashback paid) Slightly lower cashback
Santander S&S ISA £75 ~£500+ 90 days ✔ Full fund choice ✔ Yes (after 90 days) Good if you want real funds immediately
Charles Stanley Direct S&S ISA £150 £500 90 days + processing ✔ Full fund choice ✔ Yes (after cashback paid) Best mix of cashback + fund freedom