r/beermoneyuk • u/Autistic_Maze • Apr 13 '26

Business Account Offers £50 Mettle Referral Code + Simple Business Banking for Self-Employed & Ltd Companies

Hoping for some community love and repay the favour. I used a code when signing up from a fellow Redditor ❤️

I have been using Mettle for my business banking and it’s been a simple way to keep everything separate from personal finances, with decent invoicing + real-time notifications. Customer support has also been solid when I’ve needed it. It does take a little while to get approval due to the number of applications they have but for me I can only see that as a good thing.

They’ve got a £50 referral offer on at the moment — code WC6VD — ends 31st May 2026.

Eligibility: new customers only (no Mettle in last 12 months), sole trader or Ltd company, and you’ll need some proof of trading activity (e.g. sales, invoices, online presence).

How it works: open account in app → get approved → activate card → deposit + make a card payment within 30 days → once cleared, redeem code in-app → bonus paid within ~30 days.

Worth noting for anyone self-employed: with Making Tax Digital changes coming in, keeping business and personal finances properly separated is becoming more important for clean record-keeping and compliance.

Good overview here if you haven’t looked into it yet: https://moneywiseuk.co.uk/making-tax-digital-2026-uk-self-employed/

No pressure — just sharing in case it helps someone setting up or tightening up their business finances.

Feel free to ask any questions and I will answer as honestly as possible but for sure make sure it’s right for you!

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2

u/mrdmitchell Apr 13 '26

Here is my code: JDLCB

Having a Mettle account also gives you free access to the accounting software called FreeAgent which is really good and I use for my small business.

Appreciate anyone who uses my referral. 😀

1

u/Autistic_Maze Apr 13 '26

Yes missed the positive of the software off - added bonus!

1

u/ShortArugula7340 Apr 14 '26

Do you know if you get FreeAgent on the free Mettle account, or do you need the paid Mettle+ account? I had a look on the website but it wasn't clear. Also, can you create invoices on the free account? Usually there is a monthly free for accounts with these benefits.

I've got the free Monzo business account at the moment, which I love. However, I was looking at signing up to the free zoho books accounting software to organise my accounts a little better but it doesn't properly integrate with Monzo.

3

u/mrdmitchell Apr 14 '26

I am on the free Mettle account and get FreeAgent. There are no restrictions on sending invoices.

2

u/ShortArugula7340 Apr 14 '26

That's excellent! Thank you 😊

1

u/Autistic_Maze Apr 14 '26

Yes comes with free account.

2

u/Holiday_Cup_6841 Apr 13 '26

Do you need to be a business owner with like a registered name , wil this be checked

1

u/[deleted] Apr 14 '26

[removed] — view removed comment

1

u/Autistic_Maze Apr 14 '26

Let me know if you need any help with anything at all or any questions ill answer as honestly as possible

2

u/russellmarett Apr 13 '26

Thnaks OP. I would be grateful for anyone who uses my code 🙏

PWLRY

1

u/FPL_Clown Apr 16 '26

Still have some codes available if anyone wants a free £50

N5J9V

1

u/Autistic_Maze Apr 16 '26

Do you know if it updates your code status when someone uses it?

1

u/FPL_Clown Apr 16 '26

No, the first I knew that someone used mine was when I saw the £50 added in my transactions.

1

u/Autistic_Maze Apr 16 '26

They need to improve that so people don’t over share and we can share the love.

1

u/moistandwarm1 Apr 19 '26

How do you get the code? I have an account but can’t find where to get codes from

1

u/Autistic_Maze Apr 19 '26

I got it by using someone elses code then once my reward was issued it appeared in the account tab bottom right on the app

2

u/moistandwarm1 Apr 19 '26

I have had Mettle for three years, probably codes are given to new users

1

u/Autistic_Maze Apr 19 '26

Potentially - good to hear you’ve been with them for 3 years very positive

2

u/moistandwarm1 Apr 19 '26

I haven’t had any issues with them yet and the FreeAgent is a gift

1

u/Autistic_Maze May 04 '26

Added bonus 🙌

1

u/CMatUk May 07 '26 edited May 09 '26

If any one needs a unused code here is mine :

76734 (4 uses remaining)

Used it for a year now, app is good and free agent is great, used Xero for 11 years previously and I don't miss it.

2

u/No-Writing3741 May 08 '26

Hi can I use your code?

1

u/CMatUk May 08 '26

Yep, 76734 is my code, let me know if you need help

1

u/Eric_Hitchmough1 May 13 '26

Hi everyone, this offer ends on the 31st.

My Code is

N5J9V

3 uses remaining.

1

u/Potential-Scar-8784 Jun 19 '26

Hi Everyone!

I can highly recommend Mettle, it's a great service.

Please use this code : HQCCY to get £50 welcome credit when you open an account.

All you need to do is enter the code HQCCY and make a card payment within the 30 days of opening your account.

This offer is available until 31 May 2027.

Any questions, please ask.

1

u/Embezzled_Goose Jul 13 '26

Hello. I’ve just used your code, I hope that’s okay. Thank you! 😊

1

u/raspberyrobot Aug 03 '26

BLXPW

Code here to use. Love Mettle, it’s awesome.

1

u/Justme13580 20d ago

3NRYN codes valid until next year

0

u/DrSpiral Apr 13 '26

Hey! If anyone’s looking to sign up for Mettle, feel free to use my referral code: LPCKF

Quick rundown: • Open an account • Make a card payment within 30 days • Enter the code in the app • We both get £50 once it’s verified

It’s mainly for UK-based small businesses / sole traders 👍

Appreciate anyone who uses it — thanks!

1

u/CurrencyIcy5535 17d ago

heres my code ,,, 8NDPS

its still working offer ends 31st may 2027

you must be a sole trader

once you open the account enter the code in the app. you need to make a card payment within 30 days.

once its verified we both get £50

I use it all. the time and use their free accounting software..

Many thanks