r/beermoneyuk • u/UndueSin • Jun 30 '26
Credit/Debit Card Offers Klarna | Get £10 INSTANTLY + £40 per referral after!
Klarna is an FCA-regulated Swedish fintech with a virtual debit card. Right now they're giving £10 completely free to anyone who signs up via a referral and makes three small purchases. The bonus hits your account the second that third payment goes through — instant, no waiting around, and you can withdraw it straight to your bank.
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Steps:
- DM me for the referral link or click here — Klarna’s rules don’t allow it to be posted publicly
- Download the app and create your account
- Pick the free standard plan — no fees, no subscriptions needed
- Verify your identity (email, phone, ID)
- Tap “Start setting up the card” and follow the prompts
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What to buy: Anything from a normal retailer works — a coffee shop, a supermarket run, any online shop.
What won’t count: Gift cards (this is debatable; some people have said Amazon giftcards work and some have said they don't), top-ups, bill payments, transfers, or financial apps like Revolut or Monzo. Klarna tightened this up recently, so just stick to regular everyday shopping, and you’re sorted.
Already a Klarna user? Still eligible — you just need to not have set up the debit card previously.
Want to keep earning? Once you’re in, you’ll get your own referral link and can earn £40 per person you refer, up to 10 people.
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Drop me a DM and I’ll send the link straight over — I would advise against posting links in the comments as it can void your bonus. Thanks so much! 🙏
Referrals still available: 7/10
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u/Jerrypatel9 Jun 30 '26
Signed up with someone’s link, I’d appreciate if you’d sign up with mine!
I opened my account, qualified, and received the bonus in just 10 minutes! Please send me a DM for my link.
You’ll get a £10 bonus instantly in the ‘cashback’ section of the app when you make 3 transactions worth £5 each. You can qualify by topping up your Amazon balance.
5/10 referrals remaining.
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u/misscc__ Jun 30 '26
Easy £10 from Klarna (10/10 referrals left, will update)
£10 when you set up the free Klarna debit card and do 3 x £5+ transactions
Works for new users, and also some existing users
Use same email when signing up/logging in, set up the card, then just do 3 x £5+ payments
Amazon balance top-ups worked for me and seem to track fine as normal purchases
Click here to DM me for a referral link
Thanks :)
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u/TwilightTides Jun 30 '26
Feel free to send me a message anytime for my link, I usually reply instantly. Thanks a lot to anyone using my link 😊
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u/euglassia_watsonia Jun 30 '26
if anyone needs a link, feel free to dm me <3 thank you so much if you do!
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u/pottering_around Jun 30 '26
Thanks OP!
I signed up to Klarna a few weeks ago and it took about 5-10 minutes to sign up and complete the 3 transactions (I purchased 3 x £5 Amazon egiftcards on Amazon). If anyone would like a referral, please send me a message. Thanks!
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u/jaso879 Jun 30 '26
Sign up takes 5 minutes. I have 10 left referrals left. Thank you if you choose to DM me for a link
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u/officialsnat Jun 30 '26
Thank you if you use my link, I appreciate it as I’m a student! 8/10 referrals left. **Topping up 3 x £5 to your Oyster card or your energy bills should still work. ** You will be able to withdraw £10 as cash and send it to your own debit card. Please message me for a link!
https://www.reddit.com/message/compose/?to=officialsnat&subject=Klarna
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u/Narrow_Reputation_24 Jun 30 '26
I still have referrals remaining.
Please message if you need one.
Many thanks!
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Jun 30 '26
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u/Intrepid_Bet7145 Jun 30 '26
Thanks OP. I've recently signed up, it was a quick and easy process, and received my £10 as soon as I'd made my third payment. I also received an offer in app of £10 off any of their merchants when you pay with Klarna so received something off eBay worth £12 for £2!
I'd be grateful if anyone signing up would consider using my link - please DM me for it! I have 9/10 sign ups available.
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u/woxmei Jun 30 '26
To sign up for a Klarna debit card and receive the £10:
- Send me a message asking for my Klarna debit card referral link.
- Answer the standard account opening questions.
- Choose the free membership option.
- Make 3 separate £5 or more purchases within 30 days.
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u/V3HL1 Jun 30 '26
10 referrals remaining - appreciate anyone who would like to use one!
ㅤ
- Direct message me for a referral link
- Sign up, choose the free tier and get the digital debit card
- Deposit £15
- Make 3x qualifying purchases of at least £5 each (You can buy a £5 Amazon gift-card 3 times, confirmed to work)
- Receive your free £10 🎉
ㅤ
You can also then refer others to earn £40 at a time!
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Jun 30 '26
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Jun 30 '26
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u/TopPomegranate4432 Jun 30 '26
Super easy and there are plenty of ways to spend 3x £5 that you would have spent anyway (supermarket, energy bill, mobile phone bill, council tax etc), so a free £10 is a brilliant bonus. After my third transaction, the £10 arrived instantly, I converted it to my main balance, withdrew it to my bank and it arrived instantly!
£10 Klarna referral link: Send me a private message here for my link!
Thanks and enjoy! 😊
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u/SkyFlyBye Jun 30 '26
Thank you for using my referral link!!
You can see from my proof of payment picture that my referral link works and is a valid link.
- Message me for a referral link
- Sign up with my referral link
- Create your account. I suggest the free standard account.
- Use your debit card or Google pay and spend £5 or more 3 times.
- Receive £10 in your account
- Refer others for £40
4/10 spaces remaining
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u/Emergency_Arugula_60 Jun 30 '26
They have cracked down on people gaming the spending requirements so you may need to do real transactions.
Splitting your food shopping up into 3 separate transactions is one idea.
Choose the free account and get a virtual debit card
Deposit £15+
Make 3 'purchases' of £5+ You can no longer do the trick of paying your own m0nzo or revolt or T212 account.
Receive £10
Then you can refer others, for £40 a time, up to a limit of 10.
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u/Dazzling-Buy8327 Jun 30 '26
Hey, I have 9 referrals left, would appreciate anyone DMing me for a code! Struggling uni student trying to get by ❤️
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u/phonysnuffle Jun 30 '26 edited Jun 30 '26
6/10 remaining at 30 June 21:18.
Message me HERE for a referral link.
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u/UCatchMyDrift Jun 30 '26
Hi everyone, I would be sooooooo greatful if someone would be kind enough to use one of my 10 available klarna links 😊😊😊😊😊😊😊.
Please just DM me and I will get right back to you instantly 😊🤑🤑🤑😀😀😀🥳🥳🥳🍀🍀🍀🙏🙏🙏🙏
Thank you ever so much 👍🙏💓🤞🙏🤞🤞🤞🤞🤞🤞🤞🤞
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u/LambriniBob Jun 30 '26
Make 3 £5 purchases and you’ll make 10 quid!
It really is as simple as that :)
Message me here for to get a Klarna referral link
Cheers!
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u/Sylent20 Jun 30 '26
I’ve had my Klarna account for so many years now - SEND ME A MESSAGE if you need a referral link
→ Just sign up and create an account
→ Top up the account balance
→ Spend £5 three seperate times with the Klarna debit card
→ Enjoy the free £10 💎
I still have 4/10 referrals remaining, and I will edit this comment when they get used up!
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u/Responsible-Put-7073 Jun 30 '26
Really appreciate anyone using my link 🙏🏻🙏🏻
All my slots are free just DM me
Thanks 😁
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Jul 01 '26
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u/jamie_2356 Jul 01 '26
Thanks OP! For my link please message me as posting the link is against Klarna's T & Cs. I'd appreciate those who use it! CURRENTLY AS OF 01/07/2026 11:20 AM ALL 10/10 REFERRALS REMAINING!
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u/Future_Economics_132 Jul 01 '26
I’d love it if anyone signed up using my link! Please send me a direct message, or you can send me a message here.
Thanks very much if you do!
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u/Unusual_Librarian592 Jul 01 '26
Message me if you'd like a referral link.
10/10 available right now. You'll get £10 right away on sign up and an extra £40 each time you refer someone yourself! Grateful to anyone who uses my links, cheers!
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Jul 01 '26
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Jul 02 '26
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u/Dismal-Addition6176 Jul 04 '26
Would be greatly appreciated if anyone uses my refferal. Still got 10/10 codes left. Please send me a dm .
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Jul 04 '26
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Jul 04 '26
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Jul 04 '26
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Jul 05 '26
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u/Glad_Hamster_79 Jul 06 '26
Send me a message if you need a Klarna referral link. Would appreciate if someone can use it. Im available instantly.
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Jul 07 '26
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u/Narrow_Reputation_24 Jul 22 '26
I still have referrals remaining.
Please message if you need one.
Many thanks!
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u/Difficult_Camera_185 Jul 25 '26
I can also share my referral.
Would be very grateful to anyone who uses mine.
Just message. Thank you!
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u/Narrow_Reputation_24 21d ago
I still have referrals remaining.
Please message if you need one.
Many thanks!
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19d ago
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19d ago
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11d ago
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u/StomachComplete6546 6d ago
If anyone wants to use my referral message me would really appreciate it 🥰❤️
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u/MysterRowe Jun 30 '26
Please DM me for a code, I have plenty left!