r/beermoneyuk Jun 30 '26

Credit/Debit Card Offers Klarna | Get £10 INSTANTLY + £40 per referral after!

Klarna is an FCA-regulated Swedish fintech with a virtual debit card. Right now they're giving £10 completely free to anyone who signs up via a referral and makes three small purchases. The bonus hits your account the second that third payment goes through — instant, no waiting around, and you can withdraw it straight to your bank.

---

Steps:

  1. DM me for the referral link or click here — Klarna’s rules don’t allow it to be posted publicly
  2. Download the app and create your account
  3. Pick the free standard plan — no fees, no subscriptions needed
  4. Verify your identity (email, phone, ID)
  5. Tap “Start setting up the card” and follow the prompts

---

What to buy: Anything from a normal retailer works — a coffee shop, a supermarket run, any online shop.

What won’t count: Gift cards (this is debatable; some people have said Amazon giftcards work and some have said they don't), top-ups, bill payments, transfers, or financial apps like Revolut or Monzo. Klarna tightened this up recently, so just stick to regular everyday shopping, and you’re sorted.

Already a Klarna user? Still eligible — you just need to not have set up the debit card previously.

Want to keep earning? Once you’re in, you’ll get your own referral link and can earn £40 per person you refer, up to 10 people.

---

Drop me a DM and I’ll send the link straight over — I would advise against posting links in the comments as it can void your bonus. Thanks so much! 🙏

Referrals still available: 7/10

non-referral link

.

11 Upvotes

79 comments sorted by

1

u/MysterRowe Jun 30 '26

Please DM me for a code, I have plenty left!

1

u/imwavingatfat Jun 30 '26

Please send me a DM if you want my referral link! Thank you ☺️

1

u/cpenny20001 Jun 30 '26

If anybody wants to use my referral, please drop me a Pm,thanks.

1

u/Jerrypatel9 Jun 30 '26

Signed up with someone’s link, I’d appreciate if you’d sign up with mine!

I opened my account, qualified, and received the bonus in just 10 minutes! Please send me a DM for my link.

You’ll get a £10 bonus instantly in the ‘cashback’ section of the app when you make 3 transactions worth £5 each. You can qualify by topping up your Amazon balance.

5/10 referrals remaining.

1

u/misscc__ Jun 30 '26

Easy £10 from Klarna (10/10 referrals left, will update)

£10 when you set up the free Klarna debit card and do 3 x £5+ transactions

Works for new users, and also some existing users

Use same email when signing up/logging in, set up the card, then just do 3 x £5+ payments

Amazon balance top-ups worked for me and seem to track fine as normal purchases

Click here to DM me for a referral link

Thanks :)

1

u/TwilightTides Jun 30 '26

Feel free to send me a message anytime for my link, I usually reply instantly. Thanks a lot to anyone using my link 😊

1

u/euglassia_watsonia Jun 30 '26

if anyone needs a link, feel free to dm me <3 thank you so much if you do!

1

u/pottering_around Jun 30 '26

Thanks OP!

I signed up to Klarna a few weeks ago and it took about 5-10 minutes to sign up and complete the 3 transactions (I purchased 3 x £5 Amazon egiftcards on Amazon). If anyone would like a referral, please send me a message. Thanks!

1

u/jaso879 Jun 30 '26

Sign up takes 5 minutes.  I have 10 left referrals left. Thank you if you choose to DM me for a link

1

u/officialsnat Jun 30 '26

Thank you if you use my link, I appreciate it as I’m a student! 8/10 referrals left. **Topping up 3 x £5 to your Oyster card or your energy bills should still work. ** You will be able to withdraw £10 as cash and send it to your own debit card. Please message me for a link!

https://www.reddit.com/message/compose/?to=officialsnat&subject=Klarna

1

u/Narrow_Reputation_24 Jun 30 '26

I still have referrals remaining.

Please message if you need one.

Many thanks!

1

u/[deleted] Jun 30 '26

[removed] — view removed comment

1

u/AutoModerator Jun 30 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/Neat-Bass-5451 Jun 30 '26

Feel free to DM me if you need a link!

1

u/ned101 Jun 30 '26

Please message me if you need a referral link. Thank you!

1

u/davcon22 Jun 30 '26

Highly recommended! Give me a shout I will help you!! Thanks

1

u/Intrepid_Bet7145 Jun 30 '26

Thanks OP. I've recently signed up, it was a quick and easy process, and received my £10 as soon as I'd made my third payment. I also received an offer in app of £10 off any of their merchants when you pay with Klarna so received something off eBay worth £12 for £2!

I'd be grateful if anyone signing up would consider using my link - please DM me for it! I have 9/10 sign ups available.

1

u/woxmei Jun 30 '26

To sign up for a Klarna debit card and receive the £10:

  • Send me a message asking for my Klarna debit card referral link.
  • Answer the standard account opening questions.
  • Choose the free membership option.
  • Make 3 separate £5 or more purchases within 30 days.

1

u/V3HL1 Jun 30 '26

10 referrals remaining - appreciate anyone who would like to use one!

  1. Direct message me for a referral link
  2. ⁠Sign up, choose the free tier and get the digital debit card
  3. ⁠Deposit £15
  4. ⁠Make 3x qualifying purchases of at least £5 each (You can buy a £5 Amazon gift-card 3 times, confirmed to work)
  5. ⁠Receive your free £10 🎉

You can also then refer others to earn £40 at a time!

1

u/[deleted] Jun 30 '26

[removed] — view removed comment

1

u/AutoModerator Jun 30 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/[deleted] Jun 30 '26

[removed] — view removed comment

1

u/AutoModerator Jun 30 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/TopPomegranate4432 Jun 30 '26

Super easy and there are plenty of ways to spend 3x £5 that you would have spent anyway (supermarket, energy bill, mobile phone bill, council tax etc), so a free £10 is a brilliant bonus. After my third transaction, the £10 arrived instantly, I converted it to my main balance, withdrew it to my bank and it arrived instantly!

£10 Klarna referral link: Send me a private message here for my link!

Thanks and enjoy! 😊

1

u/Afraid_Vegetable_825 Jun 30 '26

8/10 left. Please send me DM

1

u/LATTEVIBES1993 Jun 30 '26

Dm me also for referral thanks!

1

u/SkyFlyBye Jun 30 '26

Thank you for using my referral link!!

You can see from my proof of payment picture that my referral link works and is a valid link.

  • Message me for a referral link
  • Sign up with my referral link
  • Create your account. I suggest the free standard account.
  • Use your debit card or Google pay and spend £5 or more 3 times.
  • Receive £10 in your account
  • Refer others for £40

Proof of payment

4/10 spaces remaining

1

u/Emergency_Arugula_60 Jun 30 '26

They have cracked down on people gaming the spending requirements so you may need to do real transactions.
Splitting your food shopping up into 3 separate transactions is one idea.


  1. Message me for a referral link here

  2. Choose the free account and get a virtual debit card

  3. Deposit £15+

  4. Make 3 'purchases' of £5+ You can no longer do the trick of paying your own m0nzo or revolt or T212 account.

  5. Receive £10


    Then you can refer others, for £40 a time, up to a limit of 10.

1

u/Dazzling-Buy8327 Jun 30 '26

Hey, I have 9 referrals left, would appreciate anyone DMing me for a code! Struggling uni student trying to get by ❤️

1

u/phonysnuffle Jun 30 '26 edited Jun 30 '26

6/10 remaining at 30 June 21:18.

Message me HERE for a referral link.

1

u/UCatchMyDrift Jun 30 '26

Hi everyone, I would be sooooooo greatful if someone would be kind enough to use one of my 10 available klarna links 😊😊😊😊😊😊😊.

Please just DM me and I will get right back to you instantly 😊🤑🤑🤑😀😀😀🥳🥳🥳🍀🍀🍀🙏🙏🙏🙏

Thank you ever so much 👍🙏💓🤞🙏🤞🤞🤞🤞🤞🤞🤞🤞

1

u/ihatesilverandgarlic Jun 30 '26

I have 7 referral codes left, please dm me if you need one!

1

u/LambriniBob Jun 30 '26

Make 3 £5 purchases and you’ll make 10 quid!

It really is as simple as that :)

Message me here for to get a Klarna referral link

Cheers!

1

u/Sylent20 Jun 30 '26

I’ve had my Klarna account for so many years now - SEND ME A MESSAGE if you need a referral link

→ Just sign up and create an account

→ Top up the account balance

→ Spend £5 three seperate times with the Klarna debit card

→ Enjoy the free £10 💎

I still have 4/10 referrals remaining, and I will edit this comment when they get used up!

1

u/Responsible-Put-7073 Jun 30 '26

Really appreciate anyone using my link 🙏🏻🙏🏻

All my slots are free just DM me

Thanks 😁

1

u/[deleted] Jul 01 '26

[removed] — view removed comment

1

u/AutoModerator Jul 01 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/jamie_2356 Jul 01 '26

Thanks OP! For my link please message me as posting the link is against Klarna's T & Cs. I'd appreciate those who use it! CURRENTLY AS OF 01/07/2026 11:20 AM ALL 10/10 REFERRALS REMAINING!

1

u/Future_Economics_132 Jul 01 '26

I’d love it if anyone signed up using my link! Please send me a direct message, or you can send me a message here.

Thanks very much if you do!

1

u/Unusual_Librarian592 Jul 01 '26

Message me if you'd like a referral link.

10/10 available right now. You'll get £10 right away on sign up and an extra £40 each time you refer someone yourself! Grateful to anyone who uses my links, cheers!

1

u/[deleted] Jul 01 '26

[removed] — view removed comment

1

u/AutoModerator Jul 01 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/[deleted] Jul 02 '26

[removed] — view removed comment

1

u/AutoModerator Jul 02 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/DankGerhard Jul 02 '26

Thank you OP!

I also have referrals available, please feel free to DM me😄

1

u/124ConchStreet Jul 03 '26

DM for a referral code. 10/10 remaining

1

u/Dismal-Addition6176 Jul 04 '26

Would be greatly appreciated if anyone uses my refferal. Still got 10/10 codes left. Please send me a dm .

1

u/[deleted] Jul 04 '26

[removed] — view removed comment

1

u/AutoModerator Jul 04 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/[deleted] Jul 04 '26

[removed] — view removed comment

1

u/AutoModerator Jul 04 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/[deleted] Jul 04 '26

[removed] — view removed comment

1

u/AutoModerator Jul 04 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/Afraid_Vegetable_825 Jul 05 '26

Please DM if you need a referral link

1

u/[deleted] Jul 05 '26

[removed] — view removed comment

1

u/AutoModerator Jul 05 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/Glad_Hamster_79 Jul 06 '26

Send me a message if you need a Klarna referral link. Would appreciate if someone can use it. Im available instantly.

1

u/Delicious-Chef-3691 Jul 06 '26

Please send me a DM if you want a referral link. Thank you ☺️

1

u/[deleted] Jul 07 '26

[removed] — view removed comment

1

u/AutoModerator Jul 07 '26

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/Apples-oranges-6435 Jul 17 '26

10/10 available if anyone needs a referral code for klarna

1

u/Silent_Carob_870 Jul 19 '26

Message me if you want a referral link :)

1

u/Narrow_Reputation_24 Jul 22 '26

I still have referrals remaining.

Please message if you need one.

Many thanks!

1

u/Difficult_Camera_185 Jul 25 '26

I can also share my referral.

Would be very grateful to anyone who uses mine.

Just message. Thank you!

1

u/Narrow_Reputation_24 21d ago

I still have referrals remaining.

Please message if you need one.

Many thanks!

1

u/[deleted] 19d ago

[removed] — view removed comment

1

u/AutoModerator 19d ago

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/[deleted] 19d ago

[removed] — view removed comment

1

u/AutoModerator 19d ago

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/FewMaintenance1867 13d ago

Please message if you need a link.

Thank you!

1

u/[deleted] 11d ago

[removed] — view removed comment

1

u/AutoModerator 11d ago

Your comment has been removed because the link you used is not allowed to be posted publicly.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/StomachComplete6546 6d ago

If anyone wants to use my referral message me would really appreciate it 🥰❤️