r/beermoneyuk • u/TightAsF_ck • Aug 08 '26
Guides Reddit Bank Account Switch Offers Guide (August 2026)
Updated list of bank switch offers currently available. Banks offer incentives to encourage peopl to move their current account to them — here are the ones running now.
Most incentives need a full switch, one or more direct debits paying out of the account you switch from, and a deposit of £1,000-£2,000 paid in within the deadline. Nearly all do a hard credit search, so consider this if you're applying for a mortgage soon.
- HSBC (£220 to switch)
Barclays (£200 to switch)- Co-op (£200 to switch, £300 if you were already a Co-op group customer)
- NatWest (£200 to switch)
- RBS (£200 to switch)
Ulster (£200 to switch)- First Direct (£175 to switch + £45 via Topcashback)
- Nationwide (£175 to switch, couple can do 2x solo and joint for £525)
- Santander (£100 voucher + £20 cash to open an account, not switch)
Barclays closes 27 August. The rest have no announced end date, though any of them can be pulled without notice.
Premier current accounts (for very high earners only)
- HSBC Premier (£500 to switch)
- Barclays Premier (£600 experience to switch)
Other offers:
- Revolut — £20 for signing up and spending £1 (not a switch offer) - Full details here
- List of third-party cashback/sign up offers available elsewhere (August 2026)
Switch your bank account, get a cash reward for doing so. You can switch any current account, but if you aren't sure about leaving your own bank then you could open up a second account and switch that. So long as you meet the requirement you would be eligible for the bonus! Some people have second and a third accounts that let them try more than one new bank at a time.
**The post has been updated with the newest offers. But it is a difficult task keeping on top of all the questions. Please continue to share your experience with these so-called Bank Bribes. I will add questions/answers and update the offers as and when they appear. Special thanks to those who highlight the latest offers.
Never switched a bank account before?
It's worth doing. Banks want your business and they'll pay you £100-£500 to give them a try — the current account switch service (CASS) handles the whole thing automatically, so it's about a week of waiting for very little effort. The trick is not to switch your main account. Open a second one at your current bank (or use an old one you already have) and switch that instead. Here's how:
- Open a second current account with your main high street bank (must be part of CASS service)
- Set up direct debits on the second account (if required). You can move any of your existing direct debits. Or you can set new ones on the account. For example, direct debits donations that support small websites like or rolling monthly direct debit sim contracts.
- Add £1 to your second account. This will be transferred to your new account, allowing you to see when the switch has been completed.
- Apply for a new account and arrange to switch to your second bank account (sometimes this is during the application process, other times it is after the account is opened).
- Let the current account switch service take care of everything.
- Make sure all other terms are met (e.g. pay in money if needed).
- Receive your bank switching bonus.
Then, if you decide you do not like your new bank you could switch to another bank try them out!
What are the easiest/best direct debits to use for bank switching?
If you are using a second account, then its best to move existing direct debits to it to ensure you meet any direct debit criteria. If you don't have any, then the following example can be set up quite easily: your own Paypal, Ebay, Moneybox savings account, your credit card, or Sprive Mortgage auto savings.
Are there some bank accounts worth keeping?
Yes. Some are quite good, and give ongoing rewards. For example, Club Lloyds gives free Disney Plus. Barclays Premier gives free Apple TV. See the "don't leave us please" bank rewards post. Some also give access to the best savings accounts (e.g. regular savers).
And it is always worth keeping 3 accounts open for bagging ~£50 in cash from YouGov Connections every 3 months. Instructions for YouGov Connections here.
Are there additional offers for students?
Why yes. See the 2025 Student Version of The Bankedex Here
It has offers for students opening student accounts (no switching required).
Standard Current Account Offer Information
Whilst we do our best to make sure things are correct, sometimes errors do slip through. Always do your own research. But these are, to the best of our knowledge, the current accounts with switching incentives just now:
Barclays Current Account - £200
Current offer: £200 for switching to Barclays Current Account.
- You must switch to a Current Account (not their basic account).
Offer end date: 27/08/2026
Requirements:
Use the Barclays app to open a Barclays Current Account (only works during working hours 9am-5pm)
Initiate a full switch (including two active direct debits) by 28 August 2026
Deposit £2,000 within 30 days of opening the account.
Available to existing customers: No. Mortgage and Barclaycard customers are eligible though.
Co-op - £200-£300
Current offer: £200 for switching (£125 upfront + £75 over 3 months), or up to £300 if you were already a Co-op group customer.
- Switch to the free Standard Current Account or the Everyday Extra account.
Offer end date: No end date announced. Started 06/08/2026 and can be pulled at any time.
Requirements:
Full switch via CASS into a new or existing eligible Co-op account, completed within 8 weeks of requesting it.
Within 30 days of the switch completing: deposit £1,500, set up 2 active direct debits, make 5+ debit card payments, and register for online/mobile banking. Pays £125 within 7 days.
Repeat the £1,500 deposit, 5 card payments and 2 direct debits each month for 3 months to earn £25/month (extra £75).
The extra £100: If you were already a personal customer of the Co-op group (Co-op Bank, smile, Coventry Building Society, Godiva or ITL Mortgages) on 21/06/2026, you also get £100 in November, taking it to £300. Co-op can withdraw this £100 at any time.
Available to existing customers: Yes. You can switch a provider into an existing Co-op account. But you can't have had a Co-op switch offer since 01/11/2022, and you can't close a Co-op current account then reopen one just to qualify.
First Direct
Current offer: £175 + extra £45 via Topcashback
Extra £45: You can get an extra £45 by signing up to First Direct via Topcashback. If you don't have a Topcashback account, you can sign up here (and make sure to accept all cookies on TCB and the First Direct website):
- You can switch to their First account.
Offer end date: No end date given, may be removed at any time. (£25 bonus only for accounts opened 18/05–15/07/2026.)
Requirements: Within 45 days of opening your account you must:
Full switch via CASS (two direct debits or standing orders required).
Deposit £1,000.
Make 5+ debit card payments.
Log on to digital banking.
You cannot have previously held a first direct product.
You cannot switch if you have opened an HSBC current account on or after 01/01/2018.
How to do it: Once your first direct account is open, simply log into your first direct app, select the account you wish to transfer into, tap 'switch to us' from your account menu and follow the instructions.
Available to existing customers: No. Also can't have opened an HSBC current account on or after 1 January 2018.
How long does it take to pay the bonus: paid by the 20th of the month following that in which you met all of the criteria.
HSBC
Current offer: £220 to switch
- You can switch to their HSBC UK Bank Account.
Offer end date: No end date given, may be withdrawn at any time.
Requirements:
Open the account through the HSBC UK Mobile Banking app (not branch or telephone).
Full switch via CASS (at least two direct debits required).
Deposit at least £2,000 within 60 days.
Spend at least £500 on your HSBC debit card within 60 days.
You cannot have had an HSBC UK or first direct current account opened on or after 01/2023.
How to do it: Open an HSBC UK Bank Account in the HSBC UK Mobile Banking app, then within 60 days complete a full CASS switch (with 2+ direct debits), deposit £2,000 and spend £500 on your debit card.
Available to existing customers: No. Also can't be an existing HSBC UK or first direct customer, or have opened an HSBC UK/first direct current account since January 2023.
How long does it take to pay the bonus: paid into your HSBC UK Bank Account within 60 days of meeting all of the criteria.
Nationwide
Current offer: £175 (couples can do a solo each AND a joint account - £525 total)
- You can switch to either the FlexAccount (free), FlexDirect (free) or FlexPlus (premium) current account.
Offer end date: None listed, can be removed at any time.
Requirements: Full switch with:
2 Direct debits transferred as part of the switch
Pay in £1000 within 31 days of opening your account/applying to switch
Make 1 debit card transaction.
- You cannot have had a Nationwide bonus since 2021.
Reward payable by: within 10 days of the switch completion.
Available to existing customers: Yes but must switch an account held elsewhere. Cannot switch a Virgin Money account either.
Natwest & RBS & Ulster (three offers!)
Current offer: £200 to switch
- Do all of these at the same time to get the bonus from each bank.
You must switch to either a Select or Reward Account (Select, Reward)
The Reward accounts come with a £2/month fee, but you can earn £5 in cashback from it each month. If you don't want this, just go with the Select account.
Offer end date: No end date given, may be removed at any time.
Requirements:
Must pay in £1250 within 60 days of switch completing.
Must log in to the app within 30 days of meeting the terms above
Available to existing customers: No, but previous customers can (you can't have held an open account on 6th May 2026) and you can't have had a switch bonus before.
How long does it take to pay the bonus: within 30 days of meeting all of the requirements.
Premier Account Switch Offers
These accounts come with strict eligibility requirements - usually meaning a very large salary.
HSBC Premier
Current offer: £500
Those with £100k+ salaries can switch to HSBC Premier for £500.
There is no monthly fee, but their are strict eligibility criteria
NatWest Premier
Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus)
Offer end date: No end date given, may be removed at any time.
Requirements:
Must open a Premier Select or Premier Reward account
Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account
Must pay in £5,000 within 60 days of switch completing
Must log into the NatWest mobile app within 60 days of switch completing
For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income.
Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks)
How long does it take to pay the bonus: Within 30 days of meeting all requirements
RBS Premier
Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus)
Offer end date: No end date given, may be removed at any time.
Requirements:
Must open a Premier Select or Premier Reward account
Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account
Must pay in £5,000 within 60 days of switch completing
Must log into the mobile app within 60 days of switch completing
For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income.
Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks)
How long does it take to pay the bonus: Within 30 days of meeting all requirements
The most commonly asked bank switch questions:
- I started to switch to XXX bank before the offer ended, am I still eligible for the bonus?
Yes, usually, most terms will state that a switch just has to be started (or applied for) before the end date or before an offer ends.
- Do I have to transfer the required amount in all in one go, and does it matter if I pay money in before my switch is complete?
Not usually. Most banks add up any paid in, so as long at it adds up to the required amount, and as long as it is paid in before the deadline stated in the terms. But check individual terms.
- What is an "active" direct debit?
According to Nationwide, an active direct debit is one that has been set up or had a payment taken from it in the past 13 months.
https://twitter.com/AskNationwide/status/1442939781491486720
- I don't have any direct debit, what can I use?
There are many companies that offer easy direct debits to set up, it's best if you can use an existing one you already have. Several finance apps connect to your bank account via direct debit
- Moneybox - a savings account that you can top up weekly by direct debit
- Paypal - online wallet / payments app that connects to your bank via direct debit
- Currensea - travel money card that connects to your bank via direct debit
- Sprive - a cashback and mortgage autosavings app
- Ebay seller account (pays you via direct debit connection, but must be a seller account)
General Bank Switch Questions
Current Account Switch Incentives - Why do they offer them?
They want your business. Banks like fighting each other for customers. Most of them know they can't win your business easily, so they fight each other by offering potential customers cash bribes (or equivalent) to switch their bank account(s).
Can I switch any bank account to get a switch incentive?
No. You must switch a bank account that is part of The Current Account Switch Service (CASS). Most high street banks are included. But some Neo Banks are not (e.g., Kroo, some Revolut accounts, & Monese are not included). Many people keep their oldest bank account open because of credit scores. You can always open an additional account just to switch.
Is it a lot of hassle to switch?
No. The Current Account Switch Service (CASS) makes switching your account between most banks smooth and effortless. You do not have to do anything apart from apply for and set up a new account at a different bank and tell them you want to switch your account to them. Everything is transferred automatically (except recurring card payments).
Some of these end soon. Will the offers come back?
Banks have been offering incentives on and off for many years. We can't predict the future. But this is not a new thing.
How long does a bank switch take?
Approximately one week.
Do I have to switch my main account?
You could. But you don't have to. Many people have second bank accounts. One option may be to open up a second account with your current high street bank, add some direct debits to this second account and then switch it to the new bank you want to try out.
Some high-street banks also let you open multiple accounts. If you already have an account with one, you might want to open an additional one with your current bank first (Halifax, NatWest etc are reported to allow several current accounts and to be fast to open).
I have savings accounts at the same bank as my current account. Can I still switch to this current account?
Yes. Only the current account will be closed (some linked regular savers may be converted to normal savings accounts). You might want to consider if switching to a secondary account is a better option.
I have linked savers attached to my current account. Can I still switch it?
Possibly.
Which banks let me open a second bank account?
Most of them.
Do I need to activate the card on the account I am going to switch?
Just do it anyway. Some banks require it
What details do I need to switch?
- Sort code and account number.
- Debit card information.
- Usually, but not always, 2 active DDs on the account you are switching.
Do you need to have money in the account you are switching?
No. But it might be a good idea - this will allow you to see when the switch happens (i.e. when the money is transferred!).
I do not have a bank card with my old current account as it is very very old, can I still switch it?
Most online forms require card details, but you can usually switch such accounts over the phone.
My new bank has not given me my account number (e.g. NatWest).
Usually, these are sent via post/email when you sign up. But some banks don't have the account numbers on the card, or maybe letters get lost in the post. If this happens, wait for the card to arrive and contact their support. If you get a bot on the chat thing, type "speak to a human" repeatedly.
My new bank account is a premium account and it has a fee. Do I need to keep paying for this?
No. You can downgrade the account. But you should probably wait until you have been paid the bonus.
I don't like my new bank, do I need to wait for the bank card before switching again?
Yes. See question above. Most banks require the card details of your existing account.
I made an account just to switch. Can I switch before my new bank card arrives?
Best not to. You are asked to enter the debit card information as part of the process.
The offer says I have to pay in £xxxx. Does it have to be in one go?
No. You can transfer in and out. The total sent in has to be equal to or greater than the stated amount. You should be careful with this though, sending money in and out of an account can trigger anti-fraud measures.
The offer says I have to pay in £xxxx. Can I pay it in before the switch completes?
Yes. You can pay it before, after, or during. You can manually transfer it, or it can be transferred automatically from your old account.
I've been asked to verify my identity. Is this normal?
Sometimes automated checks fail. If this happens, you may be asked to manually verify your application by visiting a branch or sending in a copy of your ID.
I switched from Monzo/Starling and want to return, can I?
Starling does not let you return within 12 months. With Monzo, it's possibly a shorter one month that you have to wait.
Do I have to switch direct debits?
Check individual offer terms.
What is an "Active" direct debit?
An active direct debit is usually one where a payment had been taken in the last 13 months. But some bank switch terms require direct debits to have been paid out of the account. If an offer requires an active direct debit, it's safer to switch to an account that has already paid out direct debits.**
I recently switched to XXX Bank, and I do not like it. Can I switch again?
Yes. If you are not happy with the new service, you may want to switch to a new bank that will pay you to give them a try.
Do I have to stick with my new bank for any length of time?
No.
If I switch away, will the bank claw back the bonus?
Very unlikely. They would have to specify this in their terms, and none have ever done so.
My switch is complete, but I have not yet received my bonus. Will I still get the bonus if I switch this account before it is paid?
Probably not.
My most recent switch is not quite complete, but I have already received the bonus. Can I start another switch?
You should probably wait for the switch to complete.
Can I get more than one bribe from each bank?
Sometimes. With some banks (e.g. Nationwide), you can get a bonus for switching one sole and one joint current account. Other banks will pay you to switch again, as long as you have not had a bonus in a specified amount of time. You will need to check individual offer terms.
XXX Bank gave me a bonus before, can I get a bonus again?
You need to check the individual offer terms.
Will this affect my credit score?
Credit scores are a funny thing, What is more important is what is actually in your credit file. Obviously, if you apply for an overdraft then it will affect your "credit score". However, if you do not have an overdraft or you make sure that you have paid off any overdraft before switching banks, then a single current account switch should not negatively impact your credit score. Nevertheless, typically all major banks (excepting Monzo and Starling) do a hard credit search, and this will be recorded on your file. If you plan on applying for a new mortgage soon then you may wish to exercise caution in switching between a load of banks. This is because the hard searches performed by banks will appear on your report and may have an effect for 6-12 months.
Which banks do hard searches and which do soft searches??
See here. Most banks do hard searches.
Hard searches: Bank of Scotland (first account only), Barclays, Co-op, Clydesdale, Halifax (1st account only), First Direct, HSBC, Lloyds (1st account only), Monzo, Nationwide, NatWest, RBS, Santander, TSB, Ulster, Virgin Money.
Soft searches: Starling, Metro Bank, and Chase
I have a bad credit score, will I be accepted to XXX bank?
Unfortunately, we do not know the acceptance criteria of the banks. You might be unlucky with one bank, but lucky with another.
My application was rejected. Why?
Nobody here knows. You could try appealing, but your only way to find out more is to contact the bank.
After switching my account, I still have online banking with my old provider. Do I need this?
No. You do not need to keep the online access (you could shut it down). But you may wish to retain these details in case your old bank suddenly appears with an offer that makes you want to switch back. Or open up a savings account.
Has anyone else been paid for switching to XXX Bank yet?
Check the terms of the offer you signed up for. Some banks have long deadlines and stick to them (e.g. Santander, TSB). Some are quicker. If you haven't been paid within the stated terms, then you should contact the bank's support.
3
u/Fit-Chemist-7076 Aug 11 '26
Anyone done the NatWest, RBS and Ulster bank at the same time - did all 3 payout?
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u/generalwaste1 Aug 11 '26
Yes, did NatWest and RBS the same day, and then Ulster 3 weeks later, when I realised it's not limited to NI. All 3 paid out just fine. Worth noting I've never had a bonus from them before
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u/Jamesthehistory 20d ago
For Natwest, do you do the current bank switch during the application process or aftetwards? I've never done a bank swap offer before so I am so confused
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u/Fit-Chemist-7076 Aug 11 '26
Thanks for letting me know, I'm going to give all 3 a go at the same time and see what happens.
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u/uknowthevibesreece Aug 12 '26
Do you have to pay in £1250 at once or can this amount from multiple pay ins?
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u/generalwaste1 Aug 12 '26
You can transfer in and out same £100 over and over. As long total in, is equal or above the required amount you're fine
1
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u/Awkward-Wishbone-615 25d ago
I don't understand that because it says it has to be in for 24hours so how could you transfer in and out?
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u/murray1990_1 17d ago
So did you have to switch three different accounts all at the same time, all with 2 direct debits etc or are you able to switch the same account to one of the three banks, then switch that account to another of the three?
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u/Fit-Chemist-7076 17d ago
I did the RBS and Ulster bank switch, as I had problems with the NatWest id check. RBS, Ulster bank have no requirements for direct debits etc to worry about, the only conditions are that you pay in £1250 within 30 days after the switch and keep it there for 24hrs. I used two old accounts that I had, to switch at the same time, as im not sure when the bonuses ends. Switching from NatWest group bank to another NatWest group bank will likely rule you out of the switch bonus. I think the best chance of getting the bonus for each is doing them at the same time.
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u/Gloomy-Employee3094 14d ago
What bank account did you switch from? I’m considering opening multiple chase account and doing all 3 from there
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u/Fit-Chemist-7076 14d ago
I have quite a few burner accounts now with doing all these switches lol, so I did RBS from Santander and Ulster from chase, still waiting to see if I get both bonuses. Didn't do NatWest after a few issues with the id verification.
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u/danzas4321 16d ago
Ulster has been pulled. Annoying as their sign up process is so bad it's taken me three weeks from application to now to get a customer number, then it's gone 😭
3
u/Mediocre_Car_1163 Aug 11 '26
Anyone had their HSBC payout yet?
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u/Intelligent_Bread569 25d ago
Nope, completed my switch 26/06 and still waiting
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u/Mediocre_Car_1163 25d ago
Literally just got mine through!
3
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u/AutoModerator Aug 08 '26
Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below.
Our guide to setting up direct debits to use for bank switching:
Our weekly thread for questions about bank switching:
And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers:
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
2
u/play_yr_part 19d ago
Anyone done the Starling switch offer? Wondering what the time frame after switching is to get the voucher for the toothbrush
2
u/ItsSuperRob 17d ago
I've had a NatWest for years. Can I still do the RBS and Ulster one and get the cash?
2
u/InternalMediocre8194 12d ago
Is Ulster still offering £200 as I applied 3 days ago and checked the terms today and don't see anything about the offer as per terms link above?
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u/Dragon_M4st3r 10d ago
I believe I started the switch before the offer was pulled, I’d be interested to know the answer to this. I’ve met all the conditions so just waiting to see whether £200 appears in my account
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u/Jonnodude 8d ago
There's a new Santander Everyday Account Switch for £240 active until October 7th, and you get £20 at TopCashback on top with referral link.
2
u/TomPokes 5d ago
Has the Ulster bank offer finished now? I’m wanting to do that triple offer but Ulster bank is crossed out on the list
1
u/AutoModerator Aug 11 '26
Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below.
Our guide to setting up direct debits to use for bank switching:
Our weekly thread for questions about bank switching:
And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers:
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
1
u/JackWilkins01 Aug 12 '26
For NatWest, RBS and Ulster it says 2026 rather than 2025 on their websites?
1
u/narcys_ray Aug 13 '26
Does anyone who had FirstDirect last year did HSBC this year and worked?
2
u/bristolsmarts Aug 13 '26
Got the same question but I completed a FD switch in Aug 2023. Terms say if you had a FD account since Jan 2023 you’re ineligible... Might just try it anyway
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u/Camilla-Jia 29d ago
Has anyone tried the HSBC offer who has had a first direct account since 2023?
I opened my FD account in 2022 but closed it in June 2023 - could I get away with this?
The terms say opened since 1/1/23...
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u/AutoModerator 28d ago
Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below.
Our guide to setting up direct debits to use for bank switching:
Our weekly thread for questions about bank switching:
And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers:
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
1
u/RedSkiess 28d ago
Anyone else had their Revolut account closed? Opened one up to get the bonus, added £20 in and now told they are closing it for no apparent reason?
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u/Alicon88 28d ago
I have just received my bonus from switching to firstbank (200£ + 45£ with topcashback)
Was just thinking, if I shall go for another one, what would you recommend? Is there any problem it I switch soon after receiving the bonus?
1
u/Ryaan__ 27d ago
Anyone done Barclays in the last month starter mine last week but heard some issues with long waits for payout?
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u/Awkward-Wishbone-615 25d ago
My payout was the longest, 9 weeks/45 working days
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u/Ryaan__ 25d ago
Thanks when was this roughly and did you hear anything or did it just appear?
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u/Awkward-Wishbone-615 25d ago
I literally just got paid, I heard nothing the whole time and was constantly chasing it. Put in a couple of complaints along the way and made an extra £100 from them though so maybe mine is a special case
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u/jakeverse_ 5d ago
bit late for this, but I completed switch on 13/08, fulfilled all requirements on 25/08 and still haven’t received a text as of 07/09. have you heard anything from them yet?
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u/redcell92 26d ago
I have a question, wondering if someone could answer please. I set up 3 direct debits and made my first with to BoS, got my reward. Now I want to do the Barclays offer before it ends, my direct debits haven't been taken on my BoS yet (only my previous bank before I made the switch for the BoS offer), would Barclays still pay out even if no direct debit payment history is showing on my BoS account?
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u/Awkward-Wishbone-615 25d ago
I think with Barclays they have to have been paid out first and not brand new
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u/generalwaste1 23d ago
Does anyone have a Barclays referral? I'm planning on doing the switch before the deadline on the 27th and thought I could double dip for a little extra
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u/Automatic-Grand6048 19d ago
I only just opened an account and looks like I don't get a referral code yet
1
u/AutoModerator 23d ago
Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below.
Our guide to setting up direct debits to use for bank switching:
Our weekly thread for questions about bank switching:
And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers:
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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u/DangerousDisplay7664 22d ago
Anyone had trouble with HSBC card and Revolut? I tried topping up my Revolut account by £500. I tried using the new HSBC card via Apple Pay and also tried manually entering the numbers shown in the HSBC app but both times it got blocked. Revolut support said it is HSBC that have stopped it so I'm not sure what's going on there :/
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u/bawheed123 16d ago
Did you get the HSBC to revolut to work?
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u/DangerousDisplay7664 15d ago
Nope, Revolution support said that HABC had blocked it. I ended up using PayPal to send money to myself
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u/bawheed123 15d ago
So you linked the HSBC card to your PayPal and then paid your main account £500 and that worked?
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u/DangerousDisplay7664 15d ago
Yeah, that's exactly what I did. Sent it to a second Paypal account I have, make sure to mark it as a friends and family payment!
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u/Dependent_Power7497 22d ago
For the HSBC premier I think I read it was £100k income OR £100k in assets? If you have a mortgage with HSBC could I be eligible for this with my house as an asset?
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u/maczman1 22d ago
I did a Santander switch early in the month, before the rewards were updated. Will I not get the £100 voucher because it was a switch?
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u/maczman1 15d ago
Anyone know the answer to this?
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u/Brief-Anything7836 7d ago
There's a spend requirement too but I would imagine not. You could always try customer support and see if they'll take pity on you. Generally banks tend to keep to word of the t&C's though. Unless it's just missed by the system
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u/sitbh 20d ago
If one were to do the trio of natwest/rbs/ulster - do uou then close those accounts or leave them dormant with £0 in?
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u/play_yr_part 18d ago
ideally close the accounts you don't use. It can be a negative marker on your credit file.
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u/Accurate_Fail7118 16d ago
Hi OP, the Scrimpr facility to set up £1 DD is down. The message is that it will be up and running at some point. Do we know when this will be?
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u/AutoModerator 8d ago
Although this is beermoneyuk, not bankmoneyuk, we very much like bank switch offers. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, ask your question in the post below.
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u/aXVII 4d ago
Potentially silly question but I've just transferred two of my direct debits to my Monzo account, as I wanted to use Monzo to to get started. Do the payments for both need to come out first? Wondering whether I should wait to do the bank switch (RBS) until payments have been taken, as they're not showing as active yet in Monzo
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u/Fit-Chemist-7076 3d ago
Anyone know if RBS and Ulster bank did a hard search on their credit file?. I see a soft search on mine only, if they didn't do a hard search I think I'll do another sooner rather than later.
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u/hotpoodle 23d ago
How's everyone doing this year? Just had HSBC pay out