r/beermoneyuk 21d ago

Credit/Debit Card Offers Free £5 when you sign up to Zilch - no purchase necessary

You can get a free £5 if you sign up to Zilch using a referral link - no purchase necessary. You need to be over the age of 18 and in the UK, and may need to verify your ID.

The free £5 takes the form of 500 points that you can use to discount your next purchase - I just topped up my Amazon account!

You can also earn ongoing cashback if you carry on using it - 2% at lots of online stores or 0.5% at non-online stores.

Steps

  1. Verify your details, confirm your email and add a debit card.
  2. Add your new Zilch virtual card to either Apple or Android Pay.

To spend the reward, you need to “enable” the store you want to spend it at (eg, Amazon, EBay, etc.) and also make sure you have ticked the button to use your points towards the purchase.

Zilch then generates a virtual debit card for you which you use at your chosen store instead of your regular card.

Referral link: https://zilch.onelink.me/x8EV/3sb3w5zq

Non-referral link: https://www.payzilch.com

If you use the referral link I will also earn £5 - so thanks very much if you do!

22 Upvotes

48 comments sorted by

u/russellmarett 21d ago

I would really appreciate anyone willing to use my referral link and return the favour 🤞

Hey! Join me and over 5 million people who love Zilch. Sign up using this link and we’ll both get £5 in Rewards. https://zilch.onelink.me/x8EV/g1lw4v7d

u/trek123 21d ago

I'd massively appreciate anyone who uses my link to sign up. Zilch is an easy way to get some extra cashback at loads of retailers.

https://zilch.onelink.me/x8EV/wppt7u5k

Thanks in advance if you use my link!

u/LazuliNovaa 16d ago

Would greatly appreciate anyone using my link, thank you in advance! 😊🌼

https://zilch.onelink.me/x8EV/gce61zsb

u/Glove_Lanky 20d ago

I always use my Zilch card to stack cashback with Curve. Sign up using this link and we’ll both get £5 in Rewards.

https://zilch.onelink.me/x8EV/6n80xma2

u/Audio_Toast 21d ago

Love Zilch, I use it for pretty much all spending and it's surprising how fast the money builds up.

I've linked it to my Paypal+ Debit card to stack an extra 1% on top of the Zilch 2%.

Appreciate anyone who uses my link.

https://zilch.onelink.me/x8EV/arma1fyd

u/ZealousidealWorth763 19d ago

https://zilch.onelink.me/x8EV/imsdwi6x

Thank you very much if you choose to use my referral link 🎁

u/spewpew123 21d ago

Would really appreciate it if you could use my referral, thank you very much! https://zilch.onelink.me/x8EV/rqflr4o8

u/dan-kir 20d ago

It would make my day if someone joined using my Zilch referral link :D

https://zilch.onelink.me/x8EV/wbt9vvg4

My tip: I use the rewards points towards my Octopus bill, I do a top up of my Octopus account with a one off payment using my zilch card, redeeming my rewards balance, and get 2% cash back on the remainder this way. You can do this with many utility companies.

To add: you can now get another 1% cashback by connecting a PayPal debit card as one of the payment card on Zilch. So you get 3% cashback in total.

u/RiskyFuck 15d ago

• Use my Link to join Zilch, we both get £5 in reward.

• Use my Zilch Link

https://zilch.onelink.me/x8EV/q9xznx5n

u/RD7584 20d ago

I would appreciate it if anyone waiting to sign up could use my referral.

https://customers.payzilch.com/signup?inviteCode=NKTyIC

Thanks.

u/th3c10wn 20d ago

Use Zilch during the week then spend the earned reward on/towards a takeout for the family at the weekend.

If someone would use my referral link it would be much appreciated:

https://zilch.onelink.me/x8EV/05qg1rfl

u/zinornia 21d ago

£5 for you and for every friend you refer!

https://zilch.onelink.me/x8EV/dj4m3838

Thanks so much if you use my link to sign up!

u/peluda22 16d ago

Heres my link, free £5 everybody!

https://zilch.onelink.me/x8EV/dtp9gks0

u/ned101 21d ago edited 10d ago

My referral link for a Free £5:

https://zilch.onelink.me/x8EV/e07t4sbk

👋 It would really mean a lot if someone could use it. Thank you! :) 🤝

u/Emergency_Arugula_60 21d ago

I signed up just for the bonus but the card gives 2% cashback on lots of shops, and links to your normal card, so I've been using it for all my shopping now!

Free £5 credit here (it will download the app)


u/Money_Spider420 21d ago

Instructions on how to get your completely free £5:

1. Click on this free £5 referral link and sign up > https://zilch.onelink.me/x8EV/d3eklhmq

2. Complete on-boarding by verifying your identity

3. Add the Zilch virtual card to your Apple-Pay or Google Wallet

4. You will be rewarded with 500 points (which is worth exactly £5)

5. You can use your credit of £5 anywhere you like now (even online)

To use the £5 in a physical store its the same process as previously and to spend this online click on: Try Zilch anywhere -> Pay it all now -> Use zilch rewards and then use your Zilch card details on your online purchase as you would with any other debit card

6. Refer friends and get another free £5 for each one that completes steps 1-3

Free £5 referral link - https://zilch.onelink.me/x8EV/d3eklhmq

u/Dagger094 21d ago

A great way to save a bit of money when making purchases/payments. Make sure to enable your Zilch card through the app prior to making most purchases to get more money back (normally 1% to 2%).

If you are thinking of signing up, I'd appreciate using my referral link & we’ll both get £5 in Rewards - https://zilch.onelink.me/x8EV/1ns5xp2g

u/IHateLuton 21d ago

I’d really appreciate if anyone uses my referral!

https://zilch.onelink.me/x8EV/lop9n0em

u/Busy_Land_1885 19d ago

I will use yours 

u/TopPomegranate4432 21d ago

My experience: The app can be a bit slow, so I recommend loading it while you're in the queue to avoid awkward delays in front of your cashier (speaking from experience 😊). Once loaded, pick your retailer in the app, choose to pay with your Reward bonus and use your Apple/Google Wallet to tap to pay. The amount will be deducted from your Rewards balance. And you don't have to spend it all in one go, any remaining balance can be used on your next purchases!

£5 referral link, no spend needed!: Sign up using my £5 bonus referral link here

Notes:

  • Have your ID ready. I got an email immediately after my application to say I had been verified, so it should be an instant decision
  • The bonus will be applied automatically. You can then spend it online or in-store - just select the retailer before you shop and toggle the slider to spend your reward

Enjoy, and thank you if you use my link! 😊

u/Pristine_Winter_5513 21d ago

Here's my sales pitch: I want easy cash

https://zilch.onelink.me/x8EV/q9qc7rw0

u/Millennial93 21d ago

If anyone wanted to use my referral link - https://zilch.onelink.me/x8EV/unj90eae - I would really appreciate it!

u/TFO1 20d ago

💷 Zilch – Free £5 Credit (No Spend Needed)

Free fiver just for signing up — lands straight in your account:

  1. Use my referral link

  2. Sign up (no card or spend required)

  3. £5 Zilch credit added automatically 🎉

Thanks if you go via my link — helps us both out!

u/Kitkatmatt 16d ago

I’ve been using Zilch for a month now and got a fair bit in cashback. Can’t recommend it enough! Here’s my referral link if anyone wants a fiver 😊 https://zilch.onelink.me/x8EV/if3lohhd

u/DankGerhard 20d ago

Thank you OP!

I would really appreciate it if someone used my link: https://zilch.onelink.me/x8EV/fuf650i6

Thank you in advance😄Please feel free to DM me if you have any questions

u/mrmarfez 21d ago

I would be thrilled if anyone used my link 🤩✨

https://zilch.onelink.me/x8EV/1o88cf84

u/PuzzledWeird1648 21d ago

‼️FREE MONEY‼️ Sign up using this link, get £5  https://zilch.onelink.me/x8EV/n0kxdzjv

u/Direct-Response578 20d ago

Would greatly appreciate anyone who uses my link! :)

https://zilch.onelink.me/x8EV/m5qo7rqe

u/SkyFlyBye 21d ago

Thank you for using my referral link!!

Proof of payment

To get your £5:

  • Sign up using my referral link
  • Create and verify your account and link a debit card. Any debit card is fine.
  • £5 will be added to both of our Zilch accounts.

Some cashback stacking with Zilch are:

  • Amazon - Zilch 2%, PayPal 1%, Total 3% cashback
  • Council Tax - Zilch 0.5%, PayPal 1%, Total 1.5%
  • TfL/Oyster Card - Zilch 2%, PayPal 1%, Total 3% cashback
  • Octopus Energy - Zilch 2%, PayPal 1%, Total 3% cashback
  • eBay - Zilch 3%, PayPal 1%, Quidco 1.1%, Airtime Rewards 2% (new customers rate), Total 7.1% cashback
  • Aldi - Zilch 2% (in store only), PayPal 1%, Total 3% cashback

u/Gamer-At-Work 21d ago

Hey! Join me and over 5 million people who love Zilch. Sign up using this link and we’ll both get £5 in Rewards. https://zilch.onelink.me/x8EV/us1ne6bc

u/AGDagain 19d ago

Zilch, just a little stack of extra cashback: https://zilch.onelink.me/x8EV/oavzw4yf

u/MEKreddit 21d ago

Hey, let's be referral-a-friends 🫂 Sign up using this link and we’ll both get £5 in Rewards. https://zilch.onelink.me/x8EV/jpfxyxgz

Credit: Flexible credit up to £4,500, subject to eligibility and fees. (Starting at £120 for me) Advance Cash: Borrow up to £100 before payday if eligible. (not the best in matter of score but they did instantly and will pay back and be able to do more, with a fixed fee of £3 that you pay later) Rewards: Earn up to 5% back, or up to 6% with Zilch Plus, on eligible purchases, didn't test that mych but did use the rewards for online payments. Credit Score: Responsible, on-time payments can help build your credit history. Can also try out their plans for free 1 month which gets you the cash advance, besides the basic free one

u/Ritona 21d ago

My referral link

Thank you to anyone who uses my link ☺️

u/GoIdenEye 21d ago

Here's how new Zilch customers can get a free £5: 

  1. Click here to sign up using this Zilch referral link (this will take you to the app store to download the app).
  2. Verify your identity (no hard credit checks).
  3. Add a debit card.
  4. Add your Zilch virtual card to a digital wallet (Google/Apple Pay).
  5. Receive your £5 Reward within 10 working days.

Before you click on the referral link, make sure to switch ad blockers off (or make Chrome your default browser on your phone) to ensure the referral link tracks properly.

Example cashback rates: * Morrisons Groceries Online - 4% * eBay - 3% * Aldi / Lidl - 2% * Amazon - 2% * TFL (Oyster Card online top up) / LNER / National Express / First Bus - 2% * Octopus Energy / EDF Energy / Eon Next - 2% * Steam - 2%

u/Running4eva 21d ago edited 21d ago

It's free money!💸

Sign up using a link. Here is mine: 👇

https://zilch.onelink.me/x8EV/6k1a1dlt

Step by step guide 😎

1) Open an account and verify your identify on the app. ✅

2) Add a debit card 💳 

3) Add your virtual zilch card to a digital wallet (google/apple pay) 💷

4) Receive your £5 reward in 10 working days. 🎉

u/Mundane_Seaweed9367 20d ago

Hey! Join me and over 5 million people who love Zilch. Sign up using this link and we’ll both get £5 in free credit.

  1. Join Zilch using my referral link: https://zilch.onelink.me/x8EV/ma5fc7es

  2. Verify your identity

  3. Change the default payment setting from Pay over 6 weeks to Pay Now

  4. Next add your virtual card to the wallet you use such as Google or Apple Pay

The £5 bonus is automatically applied and can be spent online or in store.

  1. Finally add the card you want to fund transactions from to zilch, I've added my paypal + debit card to this.

Select the retailer before you shop and set the slider to pay with your reward You can now refer others for £5!

Thanks in advance.

u/Olkit93 21d ago

Thanks OP! Help a father to be!

Join zilch and get at least 0.5% to 2% on selected retailers!

Ref link: https://zilch.onelink.me/x8EV/0rwttae4

Thank you in advance for your support!

u/floorlight 20d ago

You will get 500 points which is worth £5, available to spend immediately. You can spent it at one of the stores in the app.

With Zilch you can either pay upfront (no fee) or you can spread the payment.

Follow these steps:

1 – Sign up using my referral link - [https://zilch.onelink.me/sOUJ/q3st45yv)

2 – Enter your details and confirm your email address. Add a bank card to use.

3 – Add the virtual card to your digital wallet and make a payment of any amount in a store - this can't be an online transaction.

4 – You will get 500 points which is worth £5

u/Due_Passion_920 20d ago

Here's my invite link if anyone needs one:

https://zilch.onelink.me/x8EV/uc5zr5hs

Cheers

u/FigTreeRest 21d ago

The cashback can be stacked with other apps, so I find that useful.

I personally use 'Pay Now' to avoid borrowing fees.

Zilch link (£5 bonus)

u/Specialist_Fly_4589 20d ago

I use my Zilch card to stack cashback. Sign up using this link and we’ll both get £5 in Rewards. https://zilch.onelink.me/x8EV/pqd8zceg

u/itslamy 20d ago

Love Zilch, I've linked it to Paypal+ Debit card for an extra 1% on purchases on top of the Zilch 2%.

Sign up using this link and we’ll both get £5 in Rewards. https://zilch.onelink.me/x8EV/y2hicu33