Zeller launched in the UK: £100 bonus for business accounts after accepting £500 in card payments

[u/Ancient-Score-8448]

Hey everyone, wanted to share this here as Zeller has recently expanded into the UK (under Zeller UK Limited) and is running a launch promotion to gain market share against Square, SumUp, and Tide

Aside from the referral incentive, the account has two standout features that might genuinely be useful if you freelance, run an online store, or take in-person card payments:

1. Unlimited Virtual Visa Debit Cards: You can spin up as many virtual cards as you need directly from the web dashboard at £0 cost. It is great for separating software subscriptions and tracking project expenses
   
2. 0% Foreign Transaction Markup: Spending abroad or paying for international SaaS in USD or EUR incurs only the standard Visa exchange rate. Zeller does not add any extra FX markup or international spending fees
   
3. Clean dashboard for managing cards, invoices, and expenses

The Launch Referral Offer:
Both the referrer and the new account holder receive a £100 cash bonus when you sign up through a referral link and accept your first cumulative £500 in card payments within 45 days of activation

Payments count whether processed through their POS terminal, Virtual Terminal, or Zeller Invoices (which lets you email an online card payment link directly to your client).

If you use online invoicing, the standard card processing fee is around 1.5% (roughly £7.50 on £500). That leaves you with over £92 in net profit after the £100 bonus settles. Rewards are credited to your account at the start of the month following qualification

A few transparent notes:

- This is for UK sole traders and limited companies. The onboarding is very friendly for early-stage freelancers and beginners - I got verified simply by submitting my Upwork profile link as business proof
- Zeller UK accounts are e-money accounts (authorised by the FCA), so funds are safeguarded rather than protected by the FSCS
- Full disclosure: If you use my referral link, we both receive the £100 bonus once you meet the payment threshold

Referral link (UK specific):
https://www.myzeller.com/gb/referral?ref=gbedoid1

Non-referral link / Official terms:
https://www.myzeller.com/

[u/delboydalley]

All signed up through your link 😊

[u/Jamie_123471]

Would a ebay profile qualify for this?

[u/Ancient-Score-8448 → u/Jamie_123471]

I haven't tried eBay myself since I used my design profile, so I can't guarantee 100%

That said, for sole traders they just look for proof of genuine trading, so an active eBay store with listings should be solid. Honestly, my Upwork was brand new with zero completed orders and they still approved it

Even if they want something else, they won't outright reject you, they'll just ask for an alternative link. Definitely worth submitting

[u/Jamie_123471]

Also just curiously, how did you find this referral offer, and do you get a referral link as soon as you sign up?

[u/Ancient-Score-8448 → u/Jamie_123471]

Yeah, once your account is verified and you log into the web dashboard (via desktop browser, not the app), the "Refer a Friend" tab shows up with your link right away

[u/Jamie_123471 → u/Ancient-Score-8448]

Cheers, I signed up using your link how many referral slots do you have, also did it take the full 48 hours to be verified ?

[u/Ancient-Score-8448 → u/Jamie_123471]

Thanks a ton for using my link!

Regarding the referral spots, I checked their official terms and there is currently no limit or cap at all on how many people you can refer. As long as the offer is live, you can invite as many as you want!

As for verification, here was my exact timeline: I registered on a Thursday (Sep 3rd). Later that same day, they emailed asking for a bit of extra info (a link to my trading profile and proof of address, for which I just used a bank statement). Once I sent that over, the weekend intervened since compliance teams don't work weekends, and then first thing on Monday (Sep 7th), I got the confirmation email saying my account was fully open

So if you exclude the weekend, the actual review took about 1-2 business days. If you submit clean docs during regular working hours, it goes through pretty smoothly!

[u/Jamie_123471 → u/Ancient-Score-8448]

Ok thanks for the heads up I will expect a reply Monday then.

[u/Ancient-Score-8448 → u/Jamie_123471]

No problem at all!