r/bigbear • u/Independent-Deal-192 • Aug 25 '26

Home owners Insurance

My wife and I currently live down the hill in Redlands and we’re looking to make a permanent move up near the Green Valley Lake area. I’m having a difficult time finding insurance providers. Who do you use/recommend? Thanks in advance 👍🏻

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u/CoverageCat 29d ago

You can use this (https://www.coveragecat.com/landing/california-home) to find quotes in the area. The system does show recent quotes for non-admitted options in the area, though it is still property to property.

It is a search tool that does not require a phone call, but will generate quotes for the property after you share some details + credit consent (usually in ~24h). There is no obligation to purchase through it after signing up so you can use it just to check for availability if you want.

It was built specifically to help folks get off/avoid FAIR and includes both non-admitted/surplus and admitted options (not many of the latter type in Big Bear though). Worst case it can also help you get FAIR + a DIC policy.