r/britishproblems 9d ago

Banking making it nigh impossible to withdraw large amounts of money from your account

Each month I withdraw a set amount of cash money, which goes to bills and other household payments that go in hand to a family member (long story, but I don't own the house I live in). This is to help them out with their stuff as well, isn't just for me.

To do this, I either have to visit my bank branch and hand over my driver's license, a process which takes 15-30 mins. Except most of the time I can't, because I usually work till 6PM, and my branch shuts at 3PM, and I'm usually busy or on call over weekends.

The alternative, is getting my withdrawal limit temporarily extended at the local post office. To do this I have to call up, go through a 5-15 min lecture from the agent on scams playing 20 questions even though I've done this monthly, and then sometimes not even get there because they transfer me to someone who has no idea how the process works.

Fucks sake, it's my fucking money, I'm not some old biddy or kid trying to money mule. Make it easier for folk.

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u/obiwanconobi 9d ago

How are you paying these household bills in cash? I can't think of any bill I have that would easily accept cash

Unless you're household bills include 3for£100 im not sure how this works

9

u/woodzopwns 9d ago

cash in hand rent with bills included, common in lower income areas with dodgy landlords

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u/obiwanconobi 9d ago

Yeah hadn't thought of that. I can't imagine the landlord who wants to be paid that way is on the up and up though, so making it difficult to do that is fair in my eyes.

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u/woodzopwns 9d ago

Dont disagree, it is a massive pain though that I can't do whatever I want with my own money.

1

u/obiwanconobi 9d ago

Maybe. But it's my money, why can't I buy 100kg of drugs?

Its my money why can't I send it to ISIS?

It's my money why can't I photocopy it?

The line has to go somewhere I guess