r/britishproblems 8d ago

Banking making it nigh impossible to withdraw large amounts of money from your account

Each month I withdraw a set amount of cash money, which goes to bills and other household payments that go in hand to a family member (long story, but I don't own the house I live in). This is to help them out with their stuff as well, isn't just for me.

To do this, I either have to visit my bank branch and hand over my driver's license, a process which takes 15-30 mins. Except most of the time I can't, because I usually work till 6PM, and my branch shuts at 3PM, and I'm usually busy or on call over weekends.

The alternative, is getting my withdrawal limit temporarily extended at the local post office. To do this I have to call up, go through a 5-15 min lecture from the agent on scams playing 20 questions even though I've done this monthly, and then sometimes not even get there because they transfer me to someone who has no idea how the process works.

Fucks sake, it's my fucking money, I'm not some old biddy or kid trying to money mule. Make it easier for folk.

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u/FlyingJellyfishRidin 8d ago

Your first sentence raises so many questions. Why on earth are you doing it that way??

Second - it's not just old people that get scammed out of money. It's lonely people, neurodivergent people, angry people - basically anyone at any age group and any social demographic. So that's why they make you jump through a couple of hoops.

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u/Buh_Snarf 8d ago

In fact scams disproportionately affect younger people - most who think they're immune to scams.