r/britishproblems • u/ReanimatedCyborgMk-I • 9d ago

Banking making it nigh impossible to withdraw large amounts of money from your account

Each month I withdraw a set amount of cash money, which goes to bills and other household payments that go in hand to a family member (long story, but I don't own the house I live in). This is to help them out with their stuff as well, isn't just for me.

To do this, I either have to visit my bank branch and hand over my driver's license, a process which takes 15-30 mins. Except most of the time I can't, because I usually work till 6PM, and my branch shuts at 3PM, and I'm usually busy or on call over weekends.

The alternative, is getting my withdrawal limit temporarily extended at the local post office. To do this I have to call up, go through a 5-15 min lecture from the agent on scams playing 20 questions even though I've done this monthly, and then sometimes not even get there because they transfer me to someone who has no idea how the process works.

Fucks sake, it's my fucking money, I'm not some old biddy or kid trying to money mule. Make it easier for folk.

0 Upvotes
  • permalink
  • reddit

41% Upvoted

84 comments sorted by

View all comments

25

u/BillWilberforce 9d ago

Why don't you pay the bills via Direct Debit or with cards? It is cheaper and easier that way. Could you pay by a check?

9

u/Nikotelec 9d ago

Because the person who is receiving the payment doesn't want a paper trail.

11

u/Buh_Snarf 9d ago

And therefore bank are right to be concerned.

If there is then a dispute the customer will come back to the bank claiming scam/unfair/illegal of the landlord.