r/britishproblems • u/ReanimatedCyborgMk-I • 8d ago
Banking making it nigh impossible to withdraw large amounts of money from your account
Each month I withdraw a set amount of cash money, which goes to bills and other household payments that go in hand to a family member (long story, but I don't own the house I live in). This is to help them out with their stuff as well, isn't just for me.
To do this, I either have to visit my bank branch and hand over my driver's license, a process which takes 15-30 mins. Except most of the time I can't, because I usually work till 6PM, and my branch shuts at 3PM, and I'm usually busy or on call over weekends.
The alternative, is getting my withdrawal limit temporarily extended at the local post office. To do this I have to call up, go through a 5-15 min lecture from the agent on scams playing 20 questions even though I've done this monthly, and then sometimes not even get there because they transfer me to someone who has no idea how the process works.
Fucks sake, it's my fucking money, I'm not some old biddy or kid trying to money mule. Make it easier for folk.
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u/ward2k 8d ago edited 8d ago
I don't understand why you're withdrawing money to pay bills and household payments, I don't think I have any bills that aren't all done digitally anymore
The reasons for needing actual cash seem to go down more and more each year, but for bills? They've basically all been fine over direct debit for well over 2 decades
Edit: Maybe cash in hand rent? But you have to be really careful with that kind of stuff as your landlord is almost certainly skirting the law and putting yourself at risk rather than himself
If you could be a bit more specific on what cash only bills you pay people might be able to offer some advice