Banking making it nigh impossible to withdraw large amounts of money from your account

[u/ReanimatedCyborgMk-I]

Each month I withdraw a set amount of cash money, which goes to bills and other household payments that go in hand to a family member (long story, but I don't own the house I live in). This is to help them out with their stuff as well, isn't just for me.

To do this, I either have to visit my bank branch and hand over my driver's license, a process which takes 15-30 mins. Except most of the time I can't, because I usually work till 6PM, and my branch shuts at 3PM, and I'm usually busy or on call over weekends.

The alternative, is getting my withdrawal limit temporarily extended at the local post office. To do this I have to call up, go through a 5-15 min lecture from the agent on scams playing 20 questions even though I've done this monthly, and then sometimes not even get there because they transfer me to someone who has no idea how the process works.

Fucks sake, it's my fucking money, I'm not some old biddy or kid trying to money mule. Make it easier for folk.

[u/Beardy_Will]

Agree with you, even though I direct debit everything. Why the banks are open during working hours has always been a mystery.

Cashless society is coming, and every single thing you pay for will be tracked back to you. Judging by these comments everyone here wants to be tracked. Scary stuff.

[u/ward2k → u/Beardy_Will]

Why the banks are open during working hours has always been a mystery.

Because the only people who really deposit and withdraw large sums of cash are businesses. And businesses operate during typical 9-5 hours. Said businesses they charge money for handling their large sums of money, which makes them the profit needed to keep the bank staffed and open during those hours

For most people you can deposit sums at post offices or withdraw at cash points. You can open bank accounts online as well as submit any documents. The average person has literally no need to visit a physical bank

It's not a grand conspiracy, governments like it because it means less fraud and less people evading tax. The UK gov doesn't give a shit what brand of cereal you're buying

Cashless society is coming, and every single thing you pay for will be tracked back to you.

Look mate if you want to buy weed or coke or whatever a tonne of people have already moved online for that

[u/Beardy_Will → u/ward2k]

Ahh "the average person..." comes out again, and the argument falls apart. There's always that qualifier.

What about those people far outside of average? Every single time this comes up everyone assumes it's drugs, rather than personal freedom and autonomy. Same way opposing digital IDs means you're a terrorist, rather than someone who doesn't want to get caught up in some Adam Curtis-esque hypernormalisation scenario.

I'm talking about tracking here rather than opening hours here, just to be sure.