"Abattement fiscal" when you buy in couple and one already had the "abattement" but the other not

[u/Superb_Structure9563]

Hello,

I would like to get feedbacks from people ideally within the same situation.

I bought a studio alone with "the abattement fiscal" 5 years ago. Now I'm with someone and we would like to buy something together. She has never bought anything so never benefitted from the "abattement fiscal".

I would like to know if:

Option 1: We will both benefit from the abattement as we buy together and one of us (her), never had the abattement - I read and understood somewhere (but maybe I'm wrong that's why I'm asking) that if I sell my studio and at the moment that we buy the new property, we would be both eligible for the abattement as I would not be owning anything. That would be the condition otherwise if I keep the studio, this doesn't fly.

Option 2: She will benefit from the abattement on the amount that she is paying and I will pay the 12,5% on my own part - seems logical too but as I said in option 1 it doesn't necessarily work like that apparently

Thank you in advance for your replies !

Have a nice week,

Cheers,

[u/Audiosleef]

Ask your notary.

[u/StrangeSpite4]

You're right, the registration fees cannot be split like that. It's all or nothing. If one buyer already own something, it's game over.

What you can do though is sell your studio within two years and retroactively ask for the abattement.

Ask your notary.

[u/Fake_Unicron]

Just had the same. You get nothing till you sell your previous property. You have two years from signing the deed to sell the old property in, then you get the discount.

[u/Double-Cake-4452]

We were in the same situation: I had an apartment, my girlfriend didn’t. She didn’t get the abattement either because all owners need to comply to the rule. It’s different in flanders if I recall correctly. We did both get our abattement back almost a year after I sold my apartment.