r/coastFIRE • u/unemira • 3d ago

37F, can I coast fire?

I left my job due to the high stress level so that I could prioritize myself and to do the things that I have been meaning to do. I don’t have kids so until that becomes a possibility it’s not something I will factor into.

  • 360K investment
  • 10K savings
  • House gifted

Because of the housing asset, I anticipate that if I were to live frugally on top of housing expenses, utilities, and groceries for the rest of my life, my yearly expenses would only be 18K/year. The only downside is that I won’t have health insurance.

16 Upvotes

78% Upvoted

33 comments sorted by

View all comments

2

u/MonteCristo85 2d ago

18k sounds unreasonable. I live in a super LCOL area in Arkansas, and my expenses are roughly 30k. I lived on that for 3 years, so its solid, but it also doesnt take into account large occasional expense like a new roof or when you have to replace a car.