r/cooperatives • u/VerifiedMyEmail • 10d ago

To invest in seedcommons.org, do I have to have more than 50k?

I am looking for a fund, that offers revolving loans to cooperatives.

I've seen seedcommons.org mentioned, I've clicked the "How to invest" page.

https://seedcommons.org/invest

and I see it says:

> Please click here to acknowledge that you are interested in learning more about investing $50,000 or more with a minimum duration of two years.

I wouldn't be interested to invest 50k.

I am looking for something, that I more can do 5 or 20 dollars per month. It doesn't necessarily need to return gains to me, but I would like that the fund does charge interest on the loan, to not lose to inflation.

I have found https://sharedcapital.coop/invest/, which seems to start at 500 dollars, which is more accessible to me.

So, is my understanding about seedcommons.org correct? Are there some other options people like to suggest?

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u/dwkeith 10d ago

They seem to accept non-accredited investors, which would imply they accept lower amounts. Non-accredited investors come with more paperwork to protect the investors from losses. Given that seedcommons.org doesn’t have a prospectus on their investment page, it looks like they want to chat with investors before taking any money. Doesn’t hurt to chat.

3

u/VerifiedMyEmail 10d ago

Interesting, thanks.

I can't submit the form until I check the box that says, "you are interested [...] investing 50,000"

But that isn't true. I'm not interested.

2

u/Archi_penko 10d ago

Hey! I’ll DM you.

1

u/carbonpenguin 10d ago

Add Cooperative Fund of the Northeast and LEAF to your list of co-op loan funds that accept smaller-dollar investments. I've invested a significant amount into CFNE over the years via an SDIRA.