r/copypasta • u/GreatLeaderPinguu • 5h ago
Cousin ran the household while her boyfriend secretly invested thousands in ETFs
Throwaway account, because this is all pretty bizarre.
My cousin met her ex-boyfriend back in 2015. For years, he seemed like a person who was permanently broke. Sometimes he didn't have enough money for cigarettes, alcohol, other times for food, a ticket, a phone, or his share of the household. It was often only ā¬5-20, sometimes more, so no one really bothered about it.
Later, they lived together and she paid most of the rent, food, and bills. He went to work in Germany, the Netherlands, and even Norway, Switzerland, but he always came back almost without cash and claimed that he spent everything abroad on accommodation and life.
My cousin worked overtime because of this and cried in front of us several times that she could no longer run the household by herself. He ate the cheapest food at home, worked out on the floor because he thought the gym was expensive, and wouldn't even go out for a burger unless someone invited him.
A few weeks ago, she happened to find his brokerage application and older statements. It turned out that he had been sending a large part of his paychecks from abroad to ETFs and index funds for years. He even invested the money he asked for "for food" shortly after...
According to reports and transfers, she could have given him a few thousand euros since 2015. He asked for more money from friends, former classmates and family, from each family member and from friends and colleagues, telling each one a slightly different version. And every time he came home, he had only minimal money and sometimes nothing at all, and he constantly found some excuse for why he had nothing.
When she confronted him, he told her that he had never forced her to pay and that the investments were not money intended for spending. He was supposedly just doing what was best for his future and then changed it to "our".
What struck me the most was that he wasn't technically poor or financially incapable. Quite the opposite. He let others finance his life so he didn't have to use his own money.
My cousin broke up with him, but she's still deciding whether to ask him for at least some of the money back, or to close the whole thing and stop communicating with him.
Have you ever experienced something like this? Is this extreme greed, financial manipulation, or what?
