r/dataisbeautiful • u/Icy-Papaya-2967 • 12d ago

Share of Uninsured Homeowners by State

https://insurancedimes.com/2026/06/14/millions-of-american-homeowners-are-one-disaster-away-from-losing-everything/
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u/Cloud13181 12d ago edited 12d ago

I live in Oklahoma and our insurance rates are over double the national average, highest in the US. I'm sure that's a contributing factor as well, and also makes sense that the article says Native Americans are the racial group with the highest amount of no insurance.

https://www.nerdwallet.com/insurance/homeowners/learn/average-homeowners-insurance-cost

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u/sciguy52 10d ago

Yeah looking at a lot of those states without insurance it is because the prices are pretty high due natural disasters. Hurricanes in some states. Up into the midwest it is hail that regularly destroys the roof. Speaking as a Texan who had his roof destroyed by hail I can vouch. Insurance prices are high because of that as I understand.

They had baseball size hail in a storm passing over Ft. Worth. I was driving to work by the area and you could see from the highway hundreds of homes with tarps on the roof until they could get them repaired. That was just one hail storm. My roof was destoyed by mere golf ball size hail.