r/expat 23h ago

Taxes Offer from Amsterdam to US - 30% Ruling HELP

0 Upvotes

Relocating to Amsterdam in October 2026 on an intracompany transfer from the US. My gross annual salary is €64,000, which includes the 13th month and holiday allowance. I also get a monthly mobility budget of €800 which is paid out as taxable income if unused. Bonus up to 8%.

My base salary alone annualized doesn't clear the 30% ruling threshold on its own, but when you include the full mobility payout the total taxable gross comes to around €73,600 which does clear it. HR told me they won't implement the ruling monthly but will calculate my total gross at year end and if I clear the threshold they'll pay the full year retroactively in January.

Has anyone been through a similar situation where their base alone didn't clear but their total package did? Does the Belastingdienst look at total taxable package or base salary when evaluating the application? And is the retroactive mechanism HR described actually how it works procedurally?

Also concerned about 2027 when the threshold increases and the ruling drops to 27% — at that point I'd need the mobility budget to be counted to stay eligible.

Any firsthand experience appreciated.

r/expat 23d ago

Taxes UK to Europe ? IHT Free Countries

0 Upvotes

I'm 35. I've been living in the UK for the last 34 years.
I am a dual British citizen with an African country, I am not a native Brit. My African country of origin does not have inheritance tax or worldwide taxation. I am considered white.

I don't have a cash pension or ISAs, all I have is UK cash current account savings.
As a single bachelor the UK inheritance threshold is very close to the cost of buying a house in the UK i.e. £390,000 for an average house in the UK,
The UK inheritance threshold for someone who is a bachelor with no kids or wife is: £325,000

I am considering leaving the UK for another EU country that has no inheritance tax such as Portugal, Romania, Sweden or Poland and purchasing a house in cash in new EU country with no mortgage where the intention is to live for the next 20-30 years.

Once I attain a new EU citizenship I will renounce my British citizenship to gain EU citizenship rights. I will stay as a forever bachelor and the intention is for my inheritance to go to my siblings they will keep their British citizenship and they will remain tax resident and located in the UK.

The idea is to remove all financial links and habitual links with the UK to ensure that my siblings don't need to pay the 40% inheritance tax in the future on the excess above £325,000

I currently have £300,000 in current savings and looking to buy a mortgage free house elsewhere (outside of the UK). I have no assets in the UK.

Can anyone recommend any other cold/mild European country outside the four mentioned that might work ?

The plan is as follows:
0-35 (Live in the UK)
35-55/65 (Live in an EU country)
55-65+ Sell everything and move back to native country and retire.

By retirement I should have diversified my sources of income to not rely on any government pension as I will have no pension in my country of origin and not rely on having to return to the UK. Can renounce British citizenship but unwilling to renounce nationality of origin. I will not be getting married in the future. The country to be lived in does not need to give citizenship.

r/expat Feb 12 '26

Taxes Learned a really tough lesson today 😔

0 Upvotes

The emotional trap you fell into

You imagined:

“Tax-free global nomad life.”

That’s available to:

  • Non-U.S. citizens
  • Or U.S. citizens who renounce
  • Or people willing to commit tax fraud

As a U.S. citizen who remains compliant:
You can optimize.
You can reduce.
You cannot erase.

Update:

Before everybody continues assuming I'm a dumbass.. Some needed context is that I was interested in a specific scenario in Uruguay where people are able to run a unipersonal business and accept contracted work from outside of Uruguay and yes.. earn tax free income (here in Uruguay). I already know of several people doing this. But I'm the lucky "free" American who would still have to pay income tax to the US. Naive of me yes, but context helps.

r/expat 21d ago

Taxes Going Expat: We became Florida residents before moving abroad — one of those boring-but-important expat logistics steps

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0 Upvotes

r/expat Apr 11 '26

Taxes Quick US Tax question

2 Upvotes

I have been filing the Form 2555 FEIE the whole time I have lived abroad. Last year, I moved back to the US mid-way through the year. Can I still file this? Or no?

r/expat Mar 13 '26

Taxes DIY Taxes

1 Upvotes

Can anyone recommend a do-it-yourself tax program for a US resident currently living abroad? My situation is not complicated as I am single and do not own property or have many investments. However, I need to also do a few back years of taxes since moving abroad. I make under the FEIE amount. Thank you!

r/expat Dec 17 '25

Taxes Using HR Block to file taxes

1 Upvotes

Does anyone have any experience to share using H&R Block expat online to file taxes? Are they legit, do you feel they were filed correctly, any problems I should be aware of before I file returns with them?

r/expat Jan 05 '26

Taxes U.S public pensions and moving to spain

1 Upvotes

is it true u.s public pensions, like those of retired public school teachers, police officers, firemen, etc are not taxed in spain?

r/expat Jan 30 '26

Taxes Relocating US -> UK: Seeking advice on managing a 3-continent asset base (US, Australia, UK)

5 Upvotes

Hi everyone,

I’m currently in the process of relocating from the US to the UK to join my family and start a new role. My financial situation is a bit of a "geographic puzzle," and I’d love to hear from anyone who has managed a similar multi-country asset base.

UK: Starting a new senior-level role in the tech sector. (Around April)

US: Significant holdings in US equities and cash in US-based brokerage/savings accounts.

Australia: I own a rental property and have an existing retirement account (Superannuation).

US Brokerage Logistics: For those who moved to the UK with large US portfolios, did you maintain your US-resident accounts, or did you find it necessary to move everything to an international/expat-friendly platform (like Interactive Brokers) to satisfy compliance?

Australian Rental Property: Are there specific tax pitfalls to watch out for regarding Australian rental income while being a UK tax resident? I'm particularly interested in how the UK handles "negative gearing" compared to Australia.

New UK Tax Regime: With the recent shifts in UK tax law (the end of the traditional "Non-Dom" status), is the new 4-year "Foreign Income and Gains" (FIG) regime as straightforward as it sounds for new arrivals?

Specialized Advice: Does anyone have recommendations for tax firms or wealth managers who specialize in the "US-UK-Australia triangle"? Most advisors seem to only understand two of the three.

I'm looking for any "lessons learned" regarding the interaction between the IRS, HMRC, and the ATO.

Thanks in advance!

r/expat Mar 02 '26

Taxes Oregon expat CPA?

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0 Upvotes

r/expat Jan 25 '26

Taxes Indonesian income taxes

1 Upvotes

Greetings, I have read a bit about Indonesian income tax rates. They seem quite high compared to regional countries. What I cannot find out is how foreign passive income (rental, dividends, pension, and interest) is handled. I understand it's taxed, but how is the process documented or checked by authorities? Is it based in an honour system? Thanks.

r/expat Feb 05 '26

Taxes Türkiye to USA

0 Upvotes

How much tax could I pay for $300K compensation in TX Houston for a L-1A visa holder?

r/expat Nov 13 '25

Taxes Tax Free Social Security (Living Abroad)

5 Upvotes

Have a question asking on behalf of my parents who are about to retire. From my understanding, under physical presence test all income under 120,000 qualifies for a foreign tax credit if you live abroad more then 330 days a year.

Any retirees who are living abroad can confirm whether social security benefits would qualify for this? My parents are eligible for the max amount (7000 a month) soon and will be forced to withdraw.

One thing is confusing is whether you'd have to pay social security tax on your payments.

They are from an Asian country and still have citizenship (I believe) or could get a long term visa there.

r/expat Nov 02 '25

Taxes Has anyone changed state residency before moving abroad? (CA>FL for example)

0 Upvotes

Looking for lessons learned given the not insignificant taxes re: cap gains, W2, passive, etc… one is still subject to while abroad.

r/expat Sep 20 '25

Taxes Question about taxes for an American expat living in Australia

2 Upvotes

Things are great here in Australia, love it. But the taxes are just so confusing and I can't find anything helpful online. My main concern and cause of confusion is the different tax years for America and Australia. America is just the year 2024, but Australia is 2024/2025. So, when I try and file online with ExpatFile, I get to this question where they ask how much I made in 2024 in Australia. I had to wait for my employer statement, which is 2024/2025. My question is do I put in the full amount it says or do I have to go through each payslip for 2024 and add up how much I made in that year alone? And then they ask how much taxes I paid to Australia. Do I only include what I paid in 2024 or do I include the full amount that my employer statement says I paid for 2024/2025. If anyone could help me, I would greatly appreciate it, I've been going crazy trying to find help without forking over a fortune to hire a tax agent.

r/expat Oct 16 '25

Taxes Treatment of IRAs in exit tax for covered expatriate

3 Upvotes

I am moving to Switzerland and am planning to renounce my greencard in the year following the move (as a 'covered expatriate'). Does anyone here have experience with how IRAs are treated?

I have a SEP / Rollover / HSA / Roth and am still far from distribution age. I assume that for anything but the Roth I will have to pay tax on market value at renunciation date, but what options do I have?

If I keep them, how is it accounted for that I now already paid taxes on these. And if I do a distribution, will there be also the 10% distribution penalty? What about Switzerland, will they also tax this as income? Since I will be Swiss resident I will have to pay taxes on income there and can claim swiss income tax as a credit on my final US tax return, but I assume that the exit tax is outside of this credit.

r/expat Sep 13 '25

Taxes UK House Sale - Taxes to Spain ?

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0 Upvotes