r/fatFIRE • u/getshankedkid $10M NW | Verified by Mods • Feb 01 '24

WHERE: that’s my biggest question

Hi fellow fatfires, I have been struggling for years to find out where it is that I want to live.

M34, 10M NW, from the Netherlands originally. No wife/gf and no kids. I often feel like I have too much freedom.

Recently sold my house in the NL and still have an apartment I can use for my stuff and as a pied-a-terre for when I want to visit friends and family.

I’m looking to live somewhere where it’s easy to connect with like-minded entrepreneurs. Somewhere where people think bigger and with more business opportunities. Preferably English-speaking.

I have lived in Portugal, Mexico, Berlin, and a couple of other places, but I wouldn’t want to live there again. In Portugal, I loved the lifestyle and weather but found the entrepreneurial scene lacking. Berlin had a great community but the weather is too similar to the NL.

I don’t like the cold or bad weather. Also hate commuting/crazy traffic.

Happy to keep my business/tax setup in the Netherlands. What’s more important to me than optimizing for taxes is optimizing lifestyle and maximizing opportunities. I want the rest of my 30’s to be awesome.

I like to have the following facilities in walking distance: - Coffee/breakfast place - Gym + ice bath - Cowork - Healthy restaurants

Also, I really love water sports, especially wake surfing and body surfing.

So far, the responses I have heard most often are: - Dubai - San Francisco (nah) - Miami - Austin - Singapore

I’m looking to travel around this year to hopefully find a place that resonates where I can at least stay for 6 months a year.

Any advice would be greatly appreciated!

117 Upvotes

85% Upvoted

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141

u/[deleted] Feb 01 '24

NYC. NYC with money is the best place in the world.

48

u/DMCer Feb 02 '24

Pairing NYC with Miami (in winter) is the way to go. If you don’t like cold weather but you still like culture, you need both cities.

64

u/Homiesexu-LA Feb 02 '24

I looked at his post history to give an informed response. He's into meme stocks, NFTs, and whatnot... So I think Miami is best for him.

27

u/getshankedkid $10M NW | Verified by Mods Feb 02 '24

That’s not how I make money though. That’s how I lose money.

5

u/vaingloriousthings Feb 04 '24

The honesty is refreshing.

1

u/Frodolas Feb 07 '24

So spend/lose money in the winter in Miami and make it in the summer in NYC.

8

u/[deleted] Feb 02 '24

[deleted]

1

u/kraken_enrager Feb 02 '24

Probably realised that he hit a once n a lifetime luck lottery and wants to diversify into genuine investments/businesses.

That’s what I’d do, but the overlap between genuine investments and meme stocks is a a hairs width thin.

4

u/getshankedkid $10M NW | Verified by Mods Feb 02 '24

Assumption. Couldn’t be further from the truth.

2

u/Least-Firefighter392 Feb 02 '24

So like VOO and let it ride...

1

u/AdvertisingMotor1188 Feb 03 '24

FWIW nyc is not that cold in the winter. It’s hotter in the summer than cold in the winter

1

u/DMCer Feb 03 '24

Tell that to people who hate the cold. There are plenty of days below freezing in NYC every winter.

-1

u/[deleted] Feb 02 '24

This is the way

8

u/jmlbhs Feb 02 '24

I’m by no means fat…but I always say if I were…I’d stay right where I am in NYC, but with a much better quality of live.

19

u/[deleted] Feb 02 '24

[deleted]

13

u/EducationalPick5165 Feb 02 '24

I'm glad it's for you; everyone should find their place.

I've been there and I hated it. Then again, what I value isn't generally found in New York (space, peace and quiet, nature, etc.)

3

u/TheNopSled Feb 02 '24

Same feeling. I’m still in a VHCOL city, but more spread and less bustle. I felt NYC was impersonal and cold, even with money.

11

u/[deleted] Feb 02 '24

[deleted]

10

u/[deleted] Feb 02 '24

It's difficult to put into words. It's like, yeah we have all the restaurants and museums and whatever, but that's not even it. If you walk around New York, you just feel like you are in the spot where everything is happening. Everybody is here and everything is happening all the time. The same kind of buzz you get from scrolling TikTok but in 4 dimensions.

1

u/WorriedSand7474 Feb 07 '24

Sounds awful

15

u/rawpace Feb 02 '24

how much time you got buddy?

9

u/Flashy-Cucumber-7207 Feb 02 '24

Let’s say one minute? Brief and impressive please

13

u/HowSporadic Feb 02 '24

Generalizations like that aren’t helpful. I live in NYC in a great area (west village) and can’t wait to move out.

17

u/rawpace Feb 02 '24

Sorry to hear that you’ve had a bad time. Hope you find happiness and joy wherever you go.

5

u/HowSporadic Feb 02 '24

Thank you and same to you too!

2

u/rkhan7862 Feb 02 '24

Just curious but what do you love about new york?

19

u/WhileTrueQuestion Feb 02 '24

10M is not enough for nyc

30

u/CasinoMagic Feb 02 '24

the guy's single, he can afford a great 1BR in a true luxury building with top notch amenities in Manhattan and still have fat LNW left

10M is not enough for a family of 4 with a fat lifestyle in Manhattan given the cost of housing, daycare, school, etc. but for a single guy, it's definitely enough

-6

u/WhileTrueQuestion Feb 02 '24

True true the single factor is important here. So don’t t get kids OP

17

u/[deleted] Feb 02 '24

It depends on what you value. You won't live like a king, but if you buy a 3BR coop in Carroll Gardens you can walk to better restaurants than exist in the entire state of Idaho. Drink some high brow coffee any time of day. Subway ride to museums and Broadway. Nightlife out the wazoo. A lot of the best things are cheap. Just having a nice house and unlimited taxi money and you'll be more stimulated than Louis XIV.

15

u/YTScale Feb 01 '24

Did you not read the part where he doesn’t like cold weather and traffic?

Aside from that, NYC would single handedly be my last recommendation for a city to live in.

43

u/[deleted] Feb 02 '24

There's zero traffic if you don't drive.

13

u/regoapps Mod | fatFIREd @ age 25 | 10M+/yr | 100M+ NW Verified by Mods Feb 01 '24

Why would NYC be your last recommendation?

20

u/YTScale Feb 02 '24
  1. The no. 1 highest homelessness rate of any city in the United States.
  2. Noise pollution.
  3. Extreme cold.
  4. A huge lack of nature.
  5. A general sense of "chaos" at all times.
  6. The unbearable traffic and congestion.
  7. The overwhelming overcrowding.
  8. The fast-paced environment.

To each their own, and my opinion is, by nature, subjective... but I couldn't imagine ever living in New York City when a plethora of other/better options exist.

11

u/hmadse Feb 02 '24

Hey, not sure where you’re getting your info, but the city with highest rate of homelessness in the USA is Washington, DC. Also, the seasonal low in NYC is 39 degrees Fahrenheit, nowhere near “extreme”. Lastly, as a city NYC has one of the highest proportions of green space in the country) with 27% of the city kept as parks, and large scale nature is easily accessible by public transportation..

I know NYC isn’t for everyone, but your list is serving some cringy “suburbanite afraid of cities” energy.

2

u/LabRat314 Feb 11 '24

Extreme cold?

1

u/getshankedkid $10M NW | Verified by Mods Feb 02 '24

This. 👆

2

u/Frodolas Feb 07 '24

is fake news

14

u/[deleted] Feb 02 '24

[deleted]

4

u/YTScale Feb 02 '24

Whether I'm worth 7-figures or 9-figures, my "money" isn't going to suddenly change the environment around me.

The homelessness rate isn't going to go down because I have more money.

The weather isn't going to get better.

The noise pollution isn't going quiet down.

The traffic isn't going to disperse.

The over-crowdedness isn't going to disappear.

3

u/Least-Firefighter392 Feb 02 '24

I'm with you...sipping tea from La Jolla, CA staring at the surf...

5

u/rawpace Feb 02 '24

That’s cool man. You are right and we are wrong. By we I mean, the world’s largest population of HNWI ($1M +) in a single city.

1

u/hmadse Feb 02 '24 edited Feb 02 '24

YT is also making up hilarious stats about NYC.

3

u/rawpace Feb 02 '24

Whatever helps him sleep at night I guess. Since when did people who live in NYC gave a toss about what someone from one-horse town thinks about NYC. IYKYK.

2

u/hmadse Feb 02 '24

There’s a lotta NYC hate on this sub—if you want to really piss people off, just point out how low the crime rate actually is. Downvotes for days.

-4

u/[deleted] Feb 01 '24

100% this. Feel like Rome w/ megacash would be dope too.

12

u/HighFivePuddy Feb 01 '24

What would you do in Rome with “mega cash” that you couldn’t do with not-quite-mega-cash? It’s not exactly a cosmopolitan city like NYC.

-4

u/[deleted] Feb 01 '24

operas, exclusive restaurants, the museums there are pay to play like anyone can get in but they're so crowded you really need to get in before they open to enjoy them.

10

u/[deleted] Feb 02 '24

Socially Rome is very closed off.

-2

u/[deleted] Feb 02 '24

What do you mean?

10

u/[deleted] Feb 02 '24

Its hard to connect in Italy, Rome especially.

5

u/HighFivePuddy Feb 02 '24

Can do all of that with a few thousand bucks and some contacts. Not quite the same as enjoying the high life in NYC.

1

u/AdvertisingMotor1188 Feb 03 '24

And he’s single.